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350 Plaza Paraiso

350 Plaza Paraiso, Chula Vista, CA 91914
Property in San Miguel Ranch
Sold Oct 13, 2020
$785,000
$546,000 by United Wholesale Mortgage
Mortgage Due Nov 01, 2050
Sold Mar 19, 2008
$470,000
$260,000 by Countrywide Bank Fsb
Mortgage Due Apr 01, 2038
Local assessors in Chula Vista, CA have categorized 350 Plaza Paraiso as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 5,389 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 350 Plaza Paraiso has a total of 2,559 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 350 Plaza Paraiso sold most recently in Sep 18, 2020 for a total of $785,000. If you work out the math, that's approximately a cost of $306.76 per sqft. Before that, the property was also sold for $470,000 in Feb 25, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $11,629 in taxes each year. 350 Plaza Paraiso was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $816,712. If we break it down further, the land itself was valued at $347,536. Improvements to the property, however, were assessed at a total of $469,176. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 5,389
  • Total Building Area: 2,559
  • Building Area: 2,559
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,559
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CHULA VISTA TERRACE
  • Land Acres: 0.124
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 58 TR 014608

Ownership

  • Current Owner : PHAM CINDY H
  • Current Owner 2: HUYNH ANDY THIEN
  • Previous Owner : KIM YOUNG S
  • Previous Owner 2: KIM HWA Y
  • Owner Before Previous Owner: HSBC BANK USA NA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Sweetwater Union High School District
  • School Tax School District: CHULA VISTA CTY
  • Census Tract: 013423

Zoning

  • Zoning: PC7SF3

Geography

  • Assessors Map Reference: 014608
  • Subdivision Tract Number: 014608
  • Parcel: 595-811-15-00
  • Lot: 58
  • Municipality: CITY OF CHULA VISTA
  • Latitude: 32.6677
  • Longitude: -116.977

    Address

  • Full Address: 350 Plaza Paraiso
  • Address - House Number: 350
  • Address - Street Name: Plaza Paraiso
  • State: CA
  • City Name: Chula Vista
  • Carrier Code: C007
  • 4-Digit Zip Code: 4451
  • Zip Code: 91914

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,629
  • Tax Rate Code Area: 01-221

    Appraisal Valuation

  • Standard Deviation: 0.1582
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 80
  • Final Value: 1,135,855
  • High Value: 1,315,565
  • Low Value: 956,145

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $546,000
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Oct 13, 2020
  • First Open Lien Mortgage Loan Amount: $546,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $816,712
  • Assessed Land Value: $347,536
  • Assessed Improvements Value: $469,176

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 18, 2020
  • Current Sale Recording Date: Oct 13, 2020
  • Current Sale Transaction ID: 11791678243
  • Current Sale Price: $785,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-0618911
  • Previous Sale Recording Date: Mar 19, 2008
  • Previous Sale Contract Date: Feb 25, 2008
  • Previous Sale Amount: $470,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Oct 13, 2020
  • First Mortgage Loan Amount: $546,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE BANK FSB
  • Previous Mortgage Transaction Date: Mar 19, 2008
  • Previous Mortgage Loan Amount: $260,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2038

About East Chula Vista



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Frequently Asked Questions

What neighborhood is 350 Plaza Paraiso located in?
The 350 Plaza Paraiso is a located in the neighborhood of San Miguel Ranch in East Chula Vista, Chula Vista.
What is the average sales price for listings in 350 Plaza Paraiso?
The average sales price for units in 350 Plaza Paraiso is $0 currently.

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