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344 McGuires Wharf Road

344 McGuires Wharf Road, Montross, VA 22520
Sold May 17, 2021
$339,900
$225,000 by 3rd Party Individual
Mortgage Due May 17, 2051
344 McGuires Wharf Road in Montross, VA was first built in 1945 and is 79 years old. Although, the building on the property was most recently renovated and altered in 1990. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 344 McGuires Wharf Road has 2,456 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 11,817 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The roof of the home is made of composition shingle. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a garage. The garage is 1,500 sqft. There are a total of 5 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with concrete block control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C-. The condition of the building has been evaluated as good. The exterior walls of the home are made of concrete block. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 344 McGuires Wharf Road sold most recently in Apr 5, 2021 for a total of $339,900. If you work out the math, that's approximately a cost of $138.40 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,639 in taxes each year. 344 McGuires Wharf Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $264,300. If we break it down further, the land itself was valued at $26,800. Improvements to the property, however, were assessed at a total of $237,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Concrete Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1945
  • Effective Year Built: 1990
  • Total Rooms: 6
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Building Quality: C-
  • Construction Type: Concrete block
  • Building Style: Conventional
  • Exterior Walls Type: Concrete block
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Unspecified basement
  • Basement Area: 1,688
  • Garage Type: Garage
  • Garage Square Area: 1,500
  • Parking Space Count: 5
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 11,817
  • Total Building Area: 2,456
  • Building Area: 2,456
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Central heating
  • Heated Square Feet: 2,456
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: RUBIE D HALL
  • Land Acres: 0.271
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RUBIE D HALL SUB LOT 4 DB 943 PG 1637 37500 123800 92% 64300 150600 75% ACRE 5/17/2021 339900

Ownership

  • Current Owner : CLEARY KATHLEEN MARIE
  • Previous Owner : HINSON MELVIN C
  • Previous Owner 2: HINSON MELVIN C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Westmoreland County Public Schools
  • Census Tract: 010101

Zoning

  • Zoning: RS

Geography

  • Account Number: 3802
  • District: 01
  • Parcel: 36C 1 4
  • Lot: 4
  • Municipality: COPLE
  • Latitude: 38.1015
  • Longitude: -76.7215

    Address

  • Full Address: 344 Mcguires Wharf Rd
  • Address - House Number: 344
  • Address - Street Name: Mcguires Wharf
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Montross
  • Carrier Code: R004
  • 4-Digit Zip Code: 3602
  • Zip Code: 22520

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,639

    Appraisal Valuation

  • Standard Deviation: 0.2389
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 66
  • Final Value: 379,219
  • High Value: 469,577
  • Low Value: 288,860

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $325,000
  • First Open Lien Mortgage Lender: 3RD PARTY INDIVIDUAL
  • First Open Lien Mortgage Recording Date: May 17, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $225,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: May 17, 2051
  • First Open Lien Mortgage Private Lender: T
  • Second Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • Second Open Lien Mortgage Recording Date: Nov 02, 2023
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2053

    Market Valuation

  • Market Total Value: $264,300
  • Market Land Value: $26,800
  • Market Improvement Value: $237,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $264,300
  • Assessed Land Value: $26,800
  • Assessed Improvements Value: $237,500

    Sales

  • Current Sale Contract Date: Apr 05, 2021
  • Current Sale Recording Date: May 17, 2021
  • Current Sale Transaction ID: 11839579084
  • Current Sale Price: $339,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 09431637

    Last Sale Mortgage

  • First Mortgage Lender: 3RD PARTY INDIVIDUAL
  • First Mortgage Transaction Date: May 17, 2021
  • First Mortgage Loan Amount: $225,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Westmoreland



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Frequently Asked Questions

What neighborhood is 344 McGuires Wharf Road located in?
The 344 McGuires Wharf Road is a house located in the neighborhood of Westmoreland in Westmoreland, Montross.
What is the average sales price for listings in 344 McGuires Wharf Road?
The average sales price for units in 344 McGuires Wharf Road is $0 currently.

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