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344 Kentucky Street

344 Kentucky Street, Smiths Grove, KY 42171
House in Warren
Sold Feb 04, 2020
$165,000
$162,009 by Primary Residential Mortgage I
Mortgage Due Mar 01, 2050
Local assessors in Smiths Grove, KY have categorized 344 Kentucky Street as a residential type of property. The home was built in 1965 and is 59 years old. The property's lot size has been calculated to be 17,424 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 344 Kentucky Street has a total of 1,867 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 1,118 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of brick veneer were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 344 Kentucky Street was last sold in Feb 3, 2020 for $165,000. According to our calculations, that's $88.38 per sqft. Current property owners are expected to pay $1,465 in taxes per year. The property on 344 Kentucky Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $165,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1965
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Unfinished basement
  • Basement Area: 1,189
  • Parking Type: Built-in
  • Garage Type: Attached
  • Garage Square Area: 1,118
  • Parking Space Count: 4
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 17,424
  • Total Building Area: 1,867
  • Building Area: 1,867
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,867
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: THOMPSON SUBDIVISION
  • Land Acres: 0.4
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)

Ownership

  • Current Owner : PECK GREGORY GENE
  • Previous Owner : PEAY LOIS JEAN
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: II

Neighborhood

  • School District Name: Warren County School District
  • Census Tract: 011600

Geography

  • Account Number: 283628
  • Parcel: 080B-01-261
  • Municipality: RESIDENTIAL COUNTY
  • Latitude: 37.0551
  • Longitude: -86.2018

    Address

  • Full Address: 344 Kentucky St
  • Address - House Number: 344
  • Address - Street Name: Kentucky
  • Address - Suffix Type: St
  • State: KY
  • City Name: Smiths Grove
  • Carrier Code: R005
  • 4-Digit Zip Code: 8208
  • Zip Code: 42171

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,465
  • Tax Rate Code Area: CO SMITHS

    Appraisal Valuation

  • Standard Deviation: 0.4548
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 9
  • Final Value: 348,874
  • High Value: 507,545
  • Low Value: 190,202

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $162,009
  • First Open Lien Mortgage Lender: PRIMARY RESIDENTIAL MORTGAGE I
  • First Open Lien Mortgage Recording Date: Feb 04, 2020
  • First Open Lien Mortgage Loan Amount: $162,009
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050

    Market Valuation

  • Market Total Value: $165,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $165,000

    Sales

  • Current Sale Contract Date: Feb 03, 2020
  • Current Sale Recording Date: Feb 04, 2020
  • Current Sale Transaction ID: 11724587982
  • Current Sale Price: $165,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 1129109

    Last Sale Mortgage

  • First Mortgage Lender: PRIMARY RESIDENTIAL MORTGAGE I
  • First Mortgage Transaction Date: Feb 04, 2020
  • First Mortgage Loan Amount: $162,009
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2050

About Smiths Grove



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Frequently Asked Questions

What neighborhood is 344 Kentucky Street located in?
The 344 Kentucky Street is a house located in the neighborhood of Warren in Smiths Grove, Smiths Grove.
What is the average sales price for listings in 344 Kentucky Street?
The average sales price for units in 344 Kentucky Street is $169,900 , or $91/sqft. currently.

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