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3431 North Oakland Avenue

3431 North Oakland Avenue, Decatur, IL 62526
Property in Greendell
Sold Dec 09, 2020
$139,000
$132,050 by Scott State Bank
Mortgage
Sold Apr 15, 2009
$125,500
$100,400 by Land Of Lincoln Cu
Mortgage Due May 01, 2039
Local assessors in Decatur, IL have categorized 3431 North Oakland Avenue as a residential type of property. The home was built in 1958 and is 66 years old. The property's lot size has been calculated to be 20,800 square feet. The linear feet between the front and back of the lot was measured at 1,040 ft and the front of the lot was measured at 2,000 ft. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3431 North Oakland Avenue has a total of 1,480 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,480 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 896 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3431 North Oakland Avenue sold most recently in Dec 8, 2020 for a total of $139,000. If you work out the math, that's approximately a cost of $93.92 per sqft. Before that, the property was also sold for $125,500 in Apr 13, 2009. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,334 in taxes each year. 3431 North Oakland Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $40,006. If we break it down further, the land itself was valued at $5,681. Improvements to the property, however, were assessed at a total of $34,325. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 1958
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 1,480
  • Garage Type: Garage
  • Garage Square Area: 896
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 20,800
  • Lot Size Depth Feet: 1,040
  • Lot Size Frontage Feet: 2,000
  • Total Building Area: 1,480
  • Building Area: 1,480
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,480
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GREENDELL ADD
  • Land Acres: 0.478
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L 0041 B 00 GREENDELL ADD ~04BK3530/612 200X104

Ownership

  • Current Owner : HIGHLEY LUCAS
  • Current Owner 2: HIGHLEY GRACE
  • Previous Owner : CAMPBELL LAURA
  • Previous Owner 2: CAMPBELL MATTHEW
  • Owner Before Previous Owner: PIGOTT CHRIS L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Decatur School District 61
  • Census Tract: 002904

Zoning

  • Zoning: MUNICIPAL

Geography

  • Account Number: 070733431004
  • District: 07
  • Parcel: 07-07-33-431-004
  • Meridian: SEC 33 TWN 17N RNG 2E
  • Municipality: HICKORY POINT
  • Latitude: 39.8834
  • Longitude: -88.9742

    Address

  • Full Address: 3431 N Oakland Ave
  • Address - House Number: 3431
  • Street Direction: N
  • Address - Street Name: Oakland
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Decatur
  • Carrier Code: C093
  • 4-Digit Zip Code: 1648
  • Zip Code: 62526

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,334
  • Tax Rate Code Area: 07122

    Appraisal Valuation

  • Standard Deviation: 0.2685
  • Valuation Date: Jun 07, 2023
  • Confidence Score: 61
  • Final Value: 162,326
  • High Value: 205,925
  • Low Value: 118,727

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $132,050
  • First Open Lien Mortgage Lender: SCOTT STATE BANK
  • First Open Lien Mortgage Recording Date: Dec 09, 2020
  • First Open Lien Mortgage Loan Amount: $132,050
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $120,030
  • Market Land Value: $17,045
  • Market Improvement Value: $102,985

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $40,006
  • Assessed Land Value: $5,681
  • Assessed Improvements Value: $34,325

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 08, 2020
  • Current Sale Recording Date: Dec 09, 2020
  • Current Sale Transaction ID: 11809385057
  • Current Sale Price: $139,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1971652
  • Previous Sale Recording Date: Apr 15, 2009
  • Previous Sale Contract Date: Apr 13, 2009
  • Previous Sale Amount: $125,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SCOTT STATE BANK
  • First Mortgage Transaction Date: Dec 09, 2020
  • First Mortgage Loan Amount: $132,050
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: LAND OF LINCOLN CU
  • Previous Mortgage Transaction Date: Apr 15, 2009
  • Previous Mortgage Loan Amount: $100,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2039

About Greendell



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Frequently Asked Questions

What neighborhood is 3431 North Oakland Avenue located in?
The 3431 North Oakland Avenue is a located in the neighborhood of Greendell in Greendell, Decatur.
What is the average sales price for listings in 3431 North Oakland Avenue?
The average sales price for units in 3431 North Oakland Avenue is $0 currently.

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