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34 Atwater Avenue

34 Atwater Avenue, Derby, CT 06418
Multifamily in Derby
Sold Oct 16, 2019
$285,000
$279,837 by Guaranteed Rate Inc
Mortgage
Sold Sep 18, 2015
$187,000
$183,612 by Umc Mtg Co
Mortgage Due Sep 18, 2023
Local assessors in Derby, CT have categorized 34 Atwater Avenue as a residential type of property. The home was built in 1896 and is 128 years old. The property's lot size has been calculated to be 7,405 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a style that we are currently unable to determine. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 10 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 34 Atwater Avenue has a total of 2,670 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a hot water heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 8, 2019 for $285,000. That's $106.74 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $187,000. 34 Atwater Avenue was last assessed in 2023. The total value of the property was assessed at $192,570. Specifically, the land the property is located on was valued at $36,260. While improvements on the property were assessed at a total of $156,310. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,433. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding

Driveway

Driveway

Parking

Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1896
  • Effective Year Built: 1896
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Other
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,405
  • Total Building Area: 2,670
  • Building Area: 2,670
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Hot water
  • Heated Square Feet: 2,670
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.17
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : CHARLES MELISSA
  • Previous Owner : MONTERO AURA
  • Owner Before Previous Owner: LYDDON CATHRYN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Derby School District
  • School Tax School District: DERBY SD
  • Census Tract: 120200

Zoning

  • Zoning: R-5

Geography

  • Account Number: 6315
  • Parcel: DERB M:8 B:9 L:151
  • Block: 9
  • Lot: 151
  • Municipality: DERBY
  • Latitude: 41.3312
  • Longitude: -73.0887

    Address

  • Full Address: 34 Atwater Ave
  • Address - House Number: 34
  • Address - Street Name: Atwater
  • Address - Suffix Type: Ave
  • State: CT
  • City Name: Derby
  • Carrier Code: C001
  • 4-Digit Zip Code: 1410
  • Zip Code: 06418

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,433

    Appraisal Valuation

  • Standard Deviation: 0.2681
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 61
  • Final Value: 388,851
  • High Value: 493,134
  • Low Value: 284,567

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $279,837
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Oct 16, 2019
  • First Open Lien Mortgage Loan Amount: $279,837
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $192,570
  • Assessed Land Value: $36,260
  • Assessed Improvements Value: $156,310

    Sales

  • Current Sale Contract Date: Oct 08, 2019
  • Current Sale Recording Date: Oct 16, 2019
  • Current Sale Transaction ID: 11664492627
  • Current Sale Price: $285,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Sep 18, 2015
  • Previous Sale Amount: $187,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Oct 16, 2019
  • First Mortgage Loan Amount: $279,837
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: UMC MTG CO
  • Previous Mortgage Transaction Date: Sep 18, 2015
  • Previous Mortgage Loan Amount: $183,612
  • Previous Mortgage Term: 95
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 18, 2023

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Frequently Asked Questions

What neighborhood is 34 Atwater Avenue located in?
The 34 Atwater Avenue is a multifamily located in the neighborhood of Derby in Derby, Derby.
What is the average sales price for listings in 34 Atwater Avenue?
The average sales price for units in 34 Atwater Avenue is $0 currently.

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