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326 Paloma Bay Court

326 Paloma Bay Court, Oceanside, CA 92057
Sold Jul 28, 2020
$645,000
$668,220 by United Wholesale Mortgage
Mortgage Due Aug 01, 2050
Sold May 15, 2012
$335,000
326 Paloma Bay Court in Oceanside, CA was first built in 1993 and is 31 years old. Although, the building on the property was most recently renovated and altered in 1994. This has been categorized as a residential property type. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 326 Paloma Bay Court has 2,031 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 7,013 square feet.

Learn more about the property and building on this page. For those who need parking, there is a carport. There are a total of 3 available parking spaces. The property was last sold in Jun 10, 2020 for $645,000. That's $317.58 per sqft. Prior to that sales transaction, the property was also sold in Apr 11, 2012 for $335,000. 326 Paloma Bay Court was last assessed in 2023. The total value of the property was assessed at $671,056. Specifically, the land the property is located on was valued at $368,607. While improvements on the property were assessed at a total of $302,449. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,581. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Stucco Exterior
Wood Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1994
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 7,013
  • Total Building Area: 2,031
  • Building Area: 2,031
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,031
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WHELAN RANCH
  • Land Acres: 0.161
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 445 TR 012381

Ownership

  • Current Owner : FOX TRACY NICOLE
  • Current Owner 2: FOX CHRISTOPHER DAVID
  • Previous Owner : HARDY RANDALL EDWARD
  • Previous Owner 2: HARDY ILENE ANN
  • Owner Before Previous Owner: EICHOR CHRISTOPHER ALLEN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Oceanside Unified School District
  • School Tax School District: OCEANSIDE CITY
  • Census Tract: 018609

Zoning

  • Zoning: RS

Geography

  • Assessors Map Reference: 012381
  • Subdivision Tract Number: 012381
  • Parcel: 122-396-08-00
  • Lot: 445
  • Municipality: CITY OF OCEANSIDE
  • Latitude: 33.2537
  • Longitude: -117.312

    Address

  • Full Address: 326 Paloma Bay Ct
  • Address - House Number: 326
  • Address - Street Name: Paloma Bay
  • Address - Suffix Type: Ct
  • State: CA
  • City Name: Oceanside
  • Carrier Code: C764
  • 4-Digit Zip Code: 4200
  • Zip Code: 92057

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,581
  • Tax Rate Code Area: 07-064

    Appraisal Valuation

  • Standard Deviation: 0.157
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 80
  • Final Value: 905,006
  • High Value: 1,047,125
  • Low Value: 762,887

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $703,370
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Jul 28, 2020
  • First Open Lien Mortgage Loan Amount: $668,220
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050
  • Second Open Lien Mortgage Lender: SECRETARY OF VETERANS AFFAIRS
  • Second Open Lien Mortgage Recording Date: Mar 02, 2022
  • Second Open Lien Mortgage Loan Amount: $35,150
  • Second Open Lien Mortgage Term: 340
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $671,056
  • Assessed Land Value: $368,607
  • Assessed Improvements Value: $302,449

    Sales

  • Current Sale Contract Date: Jun 10, 2020
  • Current Sale Recording Date: Jul 28, 2020
  • Current Sale Transaction ID: 11775348374
  • Current Sale Price: $645,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020-0410504
  • Previous Sale Recording Date: May 15, 2012
  • Previous Sale Contract Date: Apr 11, 2012
  • Previous Sale Amount: $335,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Jul 28, 2020
  • First Mortgage Loan Amount: $668,220
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Aug 01, 2050

About North Valley



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 128 Canyon Creek Way, Oceanside, CA, 92057

$4,200 /mo

  • 4 Beds
  • 2.5 Baths
  • 2,012 ft²
128 Canyon Creek Way, Oceanside, CA, 92057 Listing by Jamie Zeppetella

Frequently Asked Questions

What neighborhood is 326 Paloma Bay Court located in?
The 326 Paloma Bay Court is a house located in the neighborhood of North Valley in North Valley, Oceanside.
What is the average sales price for listings in 326 Paloma Bay Court?
The average sales price for units in 326 Paloma Bay Court is $0 currently.

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