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325 Bannister Court

325 Bannister Court, Lusby, MD 20657
Property in Calvert
Sold Aug 30, 2016
$399,900
$392,656 by Everbank.com
Mortgage Due Sep 01, 2046
Sold Apr 14, 2015
$300,000
$285,000 by Homefirst Mortgage Corp
Mortgage Due Apr 01, 2045
Local assessors in Lusby, MD have categorized 325 Bannister Court as a residential type of property. The home was built in 2006 and is 18 years old. The property's lot size has been calculated to be 59,677 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 325 Bannister Court has a total of 2,982 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a built-in garage for those who need a place to park their vehicle. The garage on the property is 484 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with other control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a roof that is made of composition shingle. Lots of unknown were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Aug 12, 2016 for $399,900. That's $134.10 per sqft. Prior to that sales transaction, the property was also sold in Dec 26, 2014 for $300,000. 325 Bannister Court was last assessed in 2023. The total value of the property was assessed at $394,500. Specifically, the land the property is located on was valued at $105,100. While improvements on the property were assessed at a total of $289,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,099. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: C+
  • Construction Type: Other
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Built-in
  • Garage Square Area: 484
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 59,677
  • Total Building Area: 2,982
  • Gross Building Area: 2,982
  • Building Area: 2,982
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 2,982
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HOMESTEAD
  • Land Acres: 1.37
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 13 PLAT 2 HOMESTEAD

Ownership

  • Current Owner : LUCUS KENNETH
  • Current Owner 2: LUCAS ANITA L
  • Previous Owner : BELL BRANDON
  • Previous Owner 2: BELL CASEY
  • Owner Before Previous Owner: JPMORGAN CHASE BANK NATIONAL ASSOCIATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Calvert County Public Schools
  • Census Tract: 860901

Zoning

  • Zoning: R-1

Geography

  • Assessors Map Reference: 42 23 409
  • Account Number: 245031
  • District: 01
  • Parcel: 01-245031
  • Lot: 13
  • Latitude: 38.3639
  • Longitude: -76.4552

    Address

  • Full Address: 325 Bannister Ct
  • Address - House Number: 325
  • Address - Street Name: Bannister
  • Address - Suffix Type: Ct
  • State: MD
  • City Name: Lusby
  • Carrier Code: H004
  • 4-Digit Zip Code: 3812
  • Zip Code: 20657

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,099

    Appraisal Valuation

  • Standard Deviation: 0.149
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 81
  • Final Value: 550,293
  • High Value: 632,311
  • Low Value: 468,276

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $402,497
  • First Open Lien Mortgage Lender: EVERBANK.COM
  • First Open Lien Mortgage Recording Date: Aug 30, 2016
  • First Open Lien Mortgage Loan Amount: $392,656
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2046
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Jan 28, 2022
  • Second Open Lien Mortgage Loan Amount: $9,841
  • Second Open Lien Mortgage Term: 300
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Sep 01, 2046

    Market Valuation

  • Market Total Value: $394,500
  • Market Land Value: $105,100
  • Market Improvement Value: $289,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $394,500
  • Assessed Land Value: $105,100
  • Assessed Improvements Value: $289,400

    Sales

  • Current Sale Contract Date: Aug 12, 2016
  • Current Sale Recording Date: Aug 30, 2016
  • Current Sale Transaction ID: 1811211477
  • Current Sale Price: $399,900
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Apr 14, 2015
  • Previous Sale Contract Date: Dec 26, 2014
  • Previous Sale Amount: $300,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EVERBANK.COM
  • First Mortgage Transaction Date: Aug 30, 2016
  • First Mortgage Loan Amount: $392,656
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2046

    Previous Mortgages

  • Previous Mortgage Lender: HOMEFIRST MORTGAGE CORP
  • Previous Mortgage Transaction Date: Apr 14, 2015
  • Previous Mortgage Loan Amount: $285,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2045

About Calvert



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Frequently Asked Questions

What neighborhood is 325 Bannister Court located in?
The 325 Bannister Court is a located in the neighborhood of Calvert in Calvert, Lusby.
What is the average sales price for listings in 325 Bannister Court?
The average sales price for units in 325 Bannister Court is $0 currently.

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