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324 Shadow Ridge Drive

324 Shadow Ridge Drive, Chattanooga, TN 37421
Sold Apr 10, 2012
$280,000
$140,000 by Southeast Bank & Trust
Mortgage Due Apr 01, 2042
Sold Jul 03, 2001
$260,000
$208,000 by Countrywide Home Loans Inc
Mortgage Due Jul 01, 2031
324 Shadow Ridge Drive has been categorized by the local assessors in Chattanooga, TN as a residential type of property. The building on the property was first built in 1990 and is 34 years old. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 324 Shadow Ridge Drive has 2,335 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,640 ft and across the front of the lot is 1,180 ft. The area measurement of the land has been determined as 43,560 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of brick. In terms of heating, it is utilizing a central heating system. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Apr 5, 2012 for $280,000. That's $119.91 per sqft. Prior to that sales transaction, the property was also sold in Jun 29, 2001 for $260,000. 324 Shadow Ridge Drive was last assessed in 2023. The total value of the property was assessed at $87,325. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,963. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: C+
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 2,640
  • Lot Size Frontage Feet: 1,180
  • Total Building Area: 2,335
  • Building Area: 2,335
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 2,335
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SHADOW RIDGE
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 17 SHADOW RIDGE UNIT ONE PB43 PG 41

Ownership

  • Current Owner : GUNKEL TURNER CHRISTOPHER RAY
  • Current Owner 2: GUNKEL TURNER JULIE
  • Previous Owner : HUNTER THOMAS M
  • Owner Before Previous Owner: FORD CHARLES F
  • Owner Before Previous Owner 2: FORD MATTIE H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011324

Geography

  • Assessors Map Reference: MB 43 PG 41
  • Account Number: 0000124842
  • District: 2
  • Parcel: 160P F 017
  • Lot: 17
  • Municipality: COUNTY SOUTH
  • Latitude: 35.0099
  • Longitude: -85.1051

    Address

  • Full Address: 324 Shadow Ridge Dr
  • Address - House Number: 324
  • Address - Street Name: Shadow Ridge
  • Address - Suffix Type: Dr
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C044
  • 4-Digit Zip Code: 5359
  • Zip Code: 37421

Valuation

    Tax

  • Total Area: 3,235
  • Tax Year: 2023
  • Tax Amount: $1,963

    Appraisal Valuation

  • Standard Deviation: 0.2288
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 516,115
  • High Value: 634,218
  • Low Value: 398,011

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $170,000
  • First Open Lien Mortgage Lender: SOUTHEAST BANK & TRUST
  • First Open Lien Mortgage Recording Date: Apr 10, 2012
  • First Open Lien Mortgage Loan Amount: $140,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2042
  • Second Open Lien Mortgage Lender: TRUST FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Mar 21, 2024
  • Second Open Lien Mortgage Loan Amount: $30,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2044

    Market Valuation

  • Market Total Value: $349,300
  • Market Land Value: $75,000
  • Market Improvement Value: $274,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $87,325

    Sales

  • Current Sale Contract Date: Apr 05, 2012
  • Current Sale Recording Date: Apr 10, 2012
  • Current Sale Transaction ID: 11449829281
  • Current Sale Price: $280,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2012041000124
  • Previous Sale Recording Date: Jul 03, 2001
  • Previous Sale Contract Date: Jun 29, 2001
  • Previous Sale Amount: $260,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOUTHEAST BANK & TRUST
  • First Mortgage Transaction Date: Apr 10, 2012
  • First Mortgage Loan Amount: $140,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2042

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Jul 03, 2001
  • Previous Mortgage Loan Amount: $208,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jul 01, 2031

About Westview - Mountain Shadows



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Frequently Asked Questions

What neighborhood is 324 Shadow Ridge Drive located in?
The 324 Shadow Ridge Drive is a located in the neighborhood of Westview - Mountain Shadows in Westview - Mountain Shadows, Chattanooga.
What is the average sales price for listings in 324 Shadow Ridge Drive?
The average sales price for units in 324 Shadow Ridge Drive is $0 currently.

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