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324 North Water Street

324 North Water Street, Albany, IN 47320
House in Delaware
Sold May 05, 2020
$47,900
$38,282 by Gvc Mortgage
Mortgage Due May 05, 2050
Sold Aug 08, 2016
$27,700
$22,160 by First Merchants Bank Na
Mortgage
324 North Water Street in Albany, IN was first built in 1895 and is 129 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 5 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 324 North Water Street has 1,024 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 256 sqft and has been categorized as a partial basement. The linear feet across the front of the lot is 6,000 ft and the linear feet between the front and back of the lot is 13,200. In total, the area measurement of the land is 10,890 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a water system. For those who need parking, there is a carport. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of D+. The condition of the building has been evaluated as average. As for heating, the home is utilizing a central heating system. The property was last sold in Apr 29, 2020 for $47,900. That's $46.78 per sqft. Prior to that sales transaction, the property was also sold in Jul 26, 2016 for $27,700. 324 North Water Street was last assessed in 2023. The total value of the property was assessed at $46,600. Specifically, the land the property is located on was valued at $10,400. While improvements on the property were assessed at a total of $36,200. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $293. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1895
  • Effective Year Built: 1895
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 256
  • Garage Type: Carport
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,890
  • Lot Size Depth Feet: 13,200
  • Lot Size Frontage Feet: 6,000
  • Total Building Area: 1,024
  • Building Area: 1,024
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,024
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: None
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT SE QTR NE QTR 0.2500ACRES STR: 022111 IN: OUT:

Ownership

  • Current Owner : SCOTT BRANDEN A
  • Previous Owner : BADER HAROLD J
  • Previous Owner 2: BADER ALLISON MARY
  • Owner Before Previous Owner: SMITHSON KELLEY J
  • Owner Before Previous Owner 2: SMITHSON DEBRA L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Delaware Community School Corporation
  • Census Tract: 002700

Geography

  • Assessors Map Reference: 08-02-D- -049
  • Account Number: 08 02 291 006 000
  • District: 0002
  • Parcel: 18-08-02-291-006.000-005
  • Municipality: DELAWARE TOWNSHIP
  • Latitude: 40.3019
  • Longitude: -85.2375

    Address

  • Full Address: 324 N Water St
  • Address - House Number: 324
  • Street Direction: N
  • Address - Street Name: Water
  • Address - Suffix Type: St
  • State: IN
  • City Name: Albany
  • Carrier Code: C001
  • 4-Digit Zip Code: 1102
  • Zip Code: 47320

Valuation

    Tax

  • Total Area: 1,280
  • Tax Year: 2023
  • Tax Amount: $293
  • Tax Rate Code Area: 5:ALBANY-D

    Appraisal Valuation

  • Standard Deviation: 0.4382
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 12
  • Final Value: 41,222
  • High Value: 59,288
  • Low Value: 23,155

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $38,282
  • First Open Lien Mortgage Lender: GVC MORTGAGE
  • First Open Lien Mortgage Recording Date: May 05, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $38,282
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 05, 2050

    Market Valuation

  • Market Total Value: $46,600
  • Market Land Value: $10,400
  • Market Improvement Value: $36,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $46,600
  • Assessed Land Value: $10,400
  • Assessed Improvements Value: $36,200

    Sales

  • Current Sale Contract Date: Apr 29, 2020
  • Current Sale Recording Date: May 05, 2020
  • Current Sale Transaction ID: 11761167124
  • Current Sale Price: $47,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020R05332
  • Previous Sale Recording Date: Aug 08, 2016
  • Previous Sale Contract Date: Jul 26, 2016
  • Previous Sale Amount: $27,700
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GVC MORTGAGE
  • First Mortgage Transaction Date: May 05, 2020
  • First Mortgage Loan Amount: $38,282
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: FIRST MERCHANTS BANK NA
  • Previous Mortgage Transaction Date: Aug 08, 2016
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $22,160
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Albany



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Frequently Asked Questions

What neighborhood is 324 North Water Street located in?
The 324 North Water Street is a house located in the neighborhood of Delaware in Albany, Albany.
What is the average sales price for listings in 324 North Water Street?
The average sales price for units in 324 North Water Street is $0 currently.

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