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324 Garfield Street

324 Garfield Street, Oceanside, CA 92054
Multifamily in Downtown Oceanside
Sold Nov 30, 2020
$800,000
$680,000 by Homeowners Financial Group Usa
Mortgage Due Dec 01, 2050
Sold Feb 06, 2014
$450,000
$441,849 by Carrington Mortgage Services L
Mortgage Due Mar 01, 2044
Local assessors in Oceanside, CA have categorized 324 Garfield Street as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 5,043 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a multifamily style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 324 Garfield Street has a total of 1,868 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in Oct 27, 2020 for $800,000. That's $428.27 per sqft. Prior to that sales transaction, the property was also sold in Jan 21, 2014 for $450,000. 324 Garfield Street was last assessed in 2023. The total value of the property was assessed at $868,318. Specifically, the land the property is located on was valued at $499,393. While improvements on the property were assessed at a total of $368,925. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $9,592. The initial tax year of delinquency was in 2021. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Style: Multifamily
  • Living Units: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,043
  • Total Building Area: 1,868
  • Gross Building Area: 1,868
  • Building Area: 1,868
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,868
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GASTON & CHAPMANS SUB
  • Land Acres: 0.116
  • Standard Land Use Code: Multi-family dwellings (generic, 2+)
  • County Land Use Code: Road (right-of-way)
  • Legal Description 1: BLK 3 LOT 19 /EXC HWY OP/ TR 000250

Ownership

  • Current Owner : FOOS BENJAMIN PAUL
  • Current Owner 2: FOOS STACY EILLEEN
  • Previous Owner : STONTZ DUNCAN ALLEN
  • Owner Before Previous Owner: SCHUSTER WAYNE L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Oceanside Unified School District
  • School Tax School District: OCEANSIDE CITY
  • Census Tract: 018202

Zoning

  • Zoning: RS

Geography

  • Assessors Map Reference: 000250
  • Subdivision Tract Number: 000250
  • Parcel: 150-245-02-00
  • Block: 3
  • Lot: 19
  • Municipality: CITY OF OCEANSIDE
  • Latitude: 33.1972
  • Longitude: -117.369

    Address

  • Full Address: 324 Garfield St
  • Address - House Number: 324
  • Address - Street Name: Garfield
  • Address - Suffix Type: St
  • State: CA
  • City Name: Oceanside
  • Carrier Code: C402
  • 4-Digit Zip Code: 3209
  • Zip Code: 92054

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,592
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 07-000

    Appraisal Valuation

  • Standard Deviation: 0.4383
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 12
  • Final Value: 896,884
  • High Value: 1,290,064
  • Low Value: 503,703

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $680,000
  • First Open Lien Mortgage Lender: HOMEOWNERS FINANCIAL GROUP USA
  • First Open Lien Mortgage Recording Date: Nov 30, 2020
  • First Open Lien Mortgage Loan Amount: $680,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $868,318
  • Assessed Land Value: $499,393
  • Assessed Improvements Value: $368,925

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 27, 2020
  • Current Sale Recording Date: Nov 30, 2020
  • Current Sale Transaction ID: 11803502705
  • Current Sale Price: $800,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020-0760235
  • Previous Sale Recording Date: Feb 06, 2014
  • Previous Sale Contract Date: Jan 21, 2014
  • Previous Sale Amount: $450,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMEOWNERS FINANCIAL GROUP USA
  • First Mortgage Transaction Date: Nov 30, 2020
  • First Mortgage Loan Amount: $680,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CARRINGTON MORTGAGE SERVICES L
  • Previous Mortgage Transaction Date: Feb 06, 2014
  • Previous Mortgage Loan Amount: $441,849
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2044

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Frequently Asked Questions

What neighborhood is 324 Garfield Street located in?
The 324 Garfield Street is a multifamily located in the neighborhood of Downtown Oceanside in Downtown Oceanside, Oceanside.
What is the average sales price for listings in 324 Garfield Street?
The average sales price for units in 324 Garfield Street is $0 currently.

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