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3231 Canal Street

3231 Canal Street, Saint Charles, MO 63301
Property in Saint Charles
Sold Nov 22, 2021
$212,500
$170,000 by Flat Branch Home Loans Inc
Mortgage Due Dec 01, 2036
Sold May 03, 2006
$225,198
$304,000 by Citizens National Bank Greater
Mortgage Due Aug 25, 2006
3231 Canal Street in Saint Charles, MO was first built in 2005 and is 19 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 4 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 3231 Canal Street has 1,408 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 1,742 square feet.

Learn more about the property and building on this page. There is a open porch and a screened patio. Water for the property is sourced from a water system. The property is connected to a sewer system. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. As for heating, the home is utilizing gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Nov 19, 2021 for $212,500. That's $150.92 per sqft. Prior to that sales transaction, the property was also sold in Apr 25, 2006 for $225,198. 3231 Canal Street was last assessed in 2023. The total value of the property was assessed at $52,147. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,367. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Covered Parking
Guest Parking
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio - screened
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 1,742
  • Total Building Area: 1,408
  • Gross Building Area: 1,408
  • Building Area: 1,408
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,408
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: NEW TOWN AT ST CHAS #1-F
  • Land Acres: 0.04
  • Standard Land Use Code: Single family residential
  • Legal Description 1: NEW TOWN AT ST CHAS #1-F LOT 654

Ownership

  • Current Owner : HOUGH THOMAS J
  • Current Owner 2: HOUGH MADALIENE A
  • Previous Owner : PARKER DENNIS EDWARD
  • Previous Owner 2: PARKER NICOLE
  • Owner Before Previous Owner: WHITTAKER BUILDERS INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Orchard Farm R-V School District
  • School Tax School District: ORCHARD FARM
  • Census Tract: 310201

Geography

  • Account Number: T060500656
  • District: 206
  • Parcel: 5-116B-9983-00-0654.0000000
  • Lot: 654
  • Municipality: ST CHARLES
  • Latitude: 38.8375
  • Longitude: -90.4977

    Address

  • Full Address: 3231 Canal St
  • Address - House Number: 3231
  • Address - Street Name: Canal
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: R038
  • 4-Digit Zip Code: 8083
  • Zip Code: 63301

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,367
  • Tax Rate Code Area: 5

    Appraisal Valuation

  • Standard Deviation: 0.1885
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 75
  • Final Value: 335,474
  • High Value: 398,711
  • Low Value: 272,237

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $170,000
  • First Open Lien Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Nov 22, 2021
  • First Open Lien Mortgage Loan Amount: $170,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2036

    Market Valuation

  • Market Total Value: $274,457
  • Market Land Value: $30,002
  • Market Improvement Value: $244,455

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $52,147

    Sales

  • Current Sale Contract Date: Nov 19, 2021
  • Current Sale Recording Date: Nov 22, 2021
  • Current Sale Transaction ID: 11869239042
  • Current Sale Price: $212,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021R-095397
  • Previous Sale Recording Date: May 03, 2006
  • Previous Sale Contract Date: Apr 25, 2006
  • Previous Sale Amount: $225,198
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Mortgage Transaction Date: Nov 22, 2021
  • First Mortgage Loan Amount: $170,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: CITIZENS NATIONAL BANK GREATER
  • Previous Mortgage Transaction Date: May 03, 2006
  • Previous Mortgage Loan Amount: $304,000
  • Previous Mortgage Term: 2
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 25, 2006

About Saint Charles



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Frequently Asked Questions

What neighborhood is 3231 Canal Street located in?
The 3231 Canal Street is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 3231 Canal Street?
The average sales price for units in 3231 Canal Street is $0 currently.

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