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323 South Laurel Street

323 South Laurel Street, Boise, ID 83705
Sold Mar 12, 2020
$379,900
$303,905 by Academy Mortgage Corp
Mortgage Due Apr 01, 2050
Sold Oct 02, 2015
$181,700
$179,288 by Homestreet Bank
Mortgage Due Nov 01, 2045
Local assessors in Boise, ID have categorized 323 South Laurel Street as a residential type of property. The home was built in 1946 and is 78 years old. The property's lot size has been calculated to be 9,148 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 323 South Laurel Street has a total of 1,672 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 520 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 240 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a roof that is made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 323 South Laurel Street was last sold in Mar 11, 2020 for $379,900. According to our calculations, that's $220.36 per sqft. Prior to that sales transaction, the property was sold for $181,700 in Oct 2, 2015. Current property owners are expected to pay $2,654 in taxes per year. The property on 323 South Laurel Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $402,900. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1946
  • Effective Year Built: 1946
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 520
  • Garage Type: Detached
  • Garage Square Area: 240
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 9,148
  • Total Building Area: 1,724
  • Gross Building Area: 1,724
  • Building Area: 1,672
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,672
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: AMYX SUB
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 4 AMYX SUB

Ownership

  • Current Owner : ELDREDGE THOMAS
  • Previous Owner : SEAMAN MICHAEL FRANCIS CLARK
  • Previous Owner 2: SEAMAN MOLLY A
  • Owner Before Previous Owner: MAKOVSKY MATTHEW
  • Owner Before Previous Owner 2: MAKOVSKY BRANDON
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Sole Owner

Neighborhood

  • School District Name: Boise City Independent School District 1
  • Census Tract: 001401

Zoning

  • Zoning: R-1C

Geography

  • Parcel: R0387000020
  • Lot: 4
  • Meridian: SEC 17 TWN 03N RNG 02E
  • Latitude: 43.6011
  • Longitude: -116.248

    Address

  • Full Address: 323 S Laurel St
  • Address - House Number: 323
  • Street Direction: S
  • Address - Street Name: Laurel
  • Address - Suffix Type: St
  • State: ID
  • City Name: Boise
  • Carrier Code: C031
  • 4-Digit Zip Code: 1124
  • Zip Code: 83705

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,654
  • Tax Rate Code Area: 01-6

    Appraisal Valuation

  • Standard Deviation: 0.2291
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 68
  • Final Value: 508,944
  • High Value: 625,594
  • Low Value: 392,294

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $303,905
  • First Open Lien Mortgage Lender: ACADEMY MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Mar 12, 2020
  • First Open Lien Mortgage Loan Amount: $303,905
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2050

    Market Valuation

  • Market Total Value: $402,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $402,900

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 11, 2020
  • Current Sale Recording Date: Mar 12, 2020
  • Current Sale Transaction ID: 11746381321
  • Current Sale Price: $379,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-029632
  • Previous Sale Recording Date: Oct 02, 2015
  • Previous Sale Contract Date: Oct 02, 2015
  • Previous Sale Amount: $181,700
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ACADEMY MORTGAGE CORP
  • First Mortgage Transaction Date: Mar 12, 2020
  • First Mortgage Loan Amount: $303,905
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: HOMESTREET BANK
  • Previous Mortgage Transaction Date: Oct 02, 2015
  • Previous Mortgage Loan Amount: $179,288
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2045

About Central Bench



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Frequently Asked Questions

What neighborhood is 323 South Laurel Street located in?
The 323 South Laurel Street is a house located in the neighborhood of Central Bench in Central Bench, Boise.
What is the average sales price for listings in 323 South Laurel Street?
The average sales price for units in 323 South Laurel Street is $319,900 , or $191/sqft. currently.

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