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3228 Rocky Waters Drive

3228 Rocky Waters Drive, Louisville, TN 37777
House in Blount
Sold Jul 26, 2021
$329,000
$319,130 by Gateway First Bank
Mortgage Due Jan 01, 2051
Sold Apr 03, 2019
$250,000
$206,400 by Ut Federal Credit
Mortgage Due Jan 01, 2049
3228 Rocky Waters Drive has been categorized by the local assessors in Louisville, TN as a residential type of property. The building on the property was first built in 1988 and is 36 years old. However, we must point out that the home was most recently renovated and altered in 2003. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3228 Rocky Waters Drive has 1,662 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,500 ft and across the front of the lot is 950 ft. The area measurement of the land has been determined as 30,056 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 625 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3228 Rocky Waters Drive sold most recently in Jul 22, 2021 for a total of $329,000. If you work out the math, that's approximately a cost of $197.95 per sqft. Before that, the property was also sold for $250,000 in Mar 29, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,374 in taxes each year. 3228 Rocky Waters Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $86,225. If we break it down further, the land itself was valued at $15,000. Improvements to the property, however, were assessed at a total of $71,225. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Garage Parking
Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 2003
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Average
  • Building Quality: C
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Square Area: 625
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 30,056
  • Lot Size Depth Feet: 2,500
  • Lot Size Frontage Feet: 950
  • Total Building Area: 1,662
  • Building Area: 1,662
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,662
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: ROCKY WATERS
  • Land Acres: 0.69
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ROCKY WATERS SD SEC 1 11 734A

Ownership

  • Current Owner : FOX MARY ANN
  • Previous Owner : EMBERTON CRISTINA R
  • Owner Before Previous Owner: PALMER BARBARA LEE

Neighborhood

  • School District Name: Alcoa City School District
  • School Tax School District: 05012
  • Census Tract: 010302

Zoning

  • Zoning: A

Geography

  • Assessors Map Reference: 017K
  • District: 11
  • Parcel: 005017K B 01100
  • Lot: 11
  • Municipality: ALCOA
  • Latitude: 35.8338
  • Longitude: -83.987

    Address

  • Full Address: 3228 Rocky Waters Dr
  • Address - House Number: 3228
  • Address - Street Name: Rocky Waters
  • Address - Suffix Type: Dr
  • State: TN
  • City Name: Louisville
  • Carrier Code: R004
  • 4-Digit Zip Code: 4213
  • Zip Code: 37777

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,374
  • Tax Rate Code Area: 05A01

    Appraisal Valuation

  • Standard Deviation: 0.2234
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 69
  • Final Value: 418,644
  • High Value: 512,174
  • Low Value: 325,114

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $319,130
  • First Open Lien Mortgage Lender: GATEWAY FIRST BANK
  • First Open Lien Mortgage Recording Date: Jul 26, 2021
  • First Open Lien Mortgage Loan Amount: $319,130
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $344,900
  • Market Land Value: $60,000
  • Market Improvement Value: $284,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $86,225
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $71,225

    Sales

  • Current Sale Contract Date: Jul 22, 2021
  • Current Sale Recording Date: Jul 26, 2021
  • Current Sale Transaction ID: 11848852738
  • Current Sale Price: $329,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 913751
  • Previous Sale Recording Date: Apr 03, 2019
  • Previous Sale Contract Date: Mar 29, 2019
  • Previous Sale Amount: $250,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GATEWAY FIRST BANK
  • First Mortgage Transaction Date: Jul 26, 2021
  • First Mortgage Loan Amount: $319,130
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: UT FEDERAL CREDIT
  • Previous Mortgage Transaction Date: Apr 03, 2019
  • Previous Mortgage Loan Amount: $206,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2049

About Alcoa



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Frequently Asked Questions

What neighborhood is 3228 Rocky Waters Drive located in?
The 3228 Rocky Waters Drive is a house located in the neighborhood of Blount in Alcoa, Louisville.
What is the average sales price for listings in 3228 Rocky Waters Drive?
The average sales price for units in 3228 Rocky Waters Drive is $0 currently.

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