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322 East Clay Street

322 East Clay Street, Lancaster, PA 17602
Property in Ross
Sold Sep 17, 2018
$190,000
$151,000 by Rocket Mortgage Llc
Mortgage Due Mar 01, 2042
Sold May 21, 2015
$160,000
$160,000 by The Huntington National Bank
Mortgage Due Jun 01, 2045
Local assessors in Lancaster, PA have categorized 322 East Clay Street as a residential type of property. The home was built in 1906 and is 118 years old. The property's lot size has been calculated to be 3,049 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a row home style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 322 East Clay Street has a total of 2,562 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. The building has a roof that is made of slate. Lots of brick were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 322 East Clay Street was last sold in Sep 11, 2018 for $190,000. According to our calculations, that's $74.16 per sqft. Prior to that sales transaction, the property was sold for $160,000 in May 20, 2015. Current property owners are expected to pay $4,373 in taxes per year. The property on 322 East Clay Street was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $117,300. To break that down further, the land itself was valued at $24,200. While improvements to the property were assessed at a total of $93,100. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. The process of purchasing a home may seem daunting and challenging for many first-time prospective homebuyers. No worries! We've broken down the overall homebuying process into detailed steps and have also included a breakdown on the general amount of time you'll need for each step you have to take. For example, most people don't know that the most important first step of any home buying process is to get pre-approved for a mortgage! With a few months of hard work, you will soon be the proud owner of your property and home.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1906
  • Effective Year Built: 1906
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 9
  • Construction Type: Masonry
  • Building Style: Row home
  • Exterior Walls Type: Brick
  • Roof Cover Type: Slate
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 952
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,049
  • Total Building Area: 2,562
  • Gross Building Area: 2,766
  • Building Area: 2,562
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,562
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.07
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 322 E CLAY ST

Ownership

  • Current Owner : MERRELL LISA J
  • Current Owner 2: MERRELL BRIAN J
  • Previous Owner : ZIMMERMAN KRISTINA M
  • Previous Owner 2: ZIMMERMAN ROBERT M
  • Owner Before Previous Owner: HUYARD HOMES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lancaster School District
  • School Tax School District: LANCASTER
  • Census Tract: 000300

Zoning

  • Zoning: R3

Geography

  • Assessors Map Reference: 12K09C
  • District: 336
  • Parcel: 336-25935-0-0000
  • Lot: 4
  • Municipality: LANCASTER CITY (W6)
  • Latitude: 40.0504
  • Longitude: -76.3006

    Address

  • Full Address: 322 E Clay St
  • Address - House Number: 322
  • Street Direction: E
  • Address - Street Name: Clay
  • Address - Suffix Type: St
  • State: PA
  • City Name: Lancaster
  • Carrier Code: C067
  • 4-Digit Zip Code: 2032
  • Zip Code: 17602

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,373

    Appraisal Valuation

  • Standard Deviation: 0.166
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 79
  • Final Value: 303,399
  • High Value: 353,783
  • Low Value: 253,015

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $151,000
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Mar 04, 2022
  • First Open Lien Mortgage Loan Amount: $151,000
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2042

    Market Valuation

  • Market Total Value: $117,300
  • Market Land Value: $24,200
  • Market Improvement Value: $93,100

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $117,300
  • Assessed Land Value: $24,200
  • Assessed Improvements Value: $93,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 11, 2018
  • Current Sale Recording Date: Sep 17, 2018
  • Current Sale Transaction ID: 11507857899
  • Current Sale Price: $190,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 6418988
  • Previous Sale Recording Date: May 21, 2015
  • Previous Sale Contract Date: May 20, 2015
  • Previous Sale Amount: $160,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: USAA FSB
  • First Mortgage Transaction Date: Sep 17, 2018
  • First Mortgage Loan Amount: $152,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: THE HUNTINGTON NATIONAL BANK
  • Previous Mortgage Transaction Date: May 21, 2015
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $160,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Jun 01, 2045

About Ross



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Frequently Asked Questions

What neighborhood is 322 East Clay Street located in?
The 322 East Clay Street is a located in the neighborhood of Ross in Ross, Lancaster.
What is the average sales price for listings in 322 East Clay Street?
The average sales price for units in 322 East Clay Street is $0 currently.

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