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321 Prospect Street Southeast

321 Prospect Street Southeast, Chatfield, MN 55923
Property in Chatfield
Refi Dec 13, 2021
Transfer
$226,100 by Altra Federal Credit Union
Mortgage Due Jan 01, 2053
Local assessors in Chatfield, MN have categorized 321 Prospect Street Southeast as a residential type of property. The home was built in 1966 and is 58 years old. It was most recently renovated and altered in 2010. The property's lot size has been calculated to be 11,900 square feet. The linear feet between the front and back of the lot was measured at 1,190 ft and the front of the lot was measured at 1,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 321 Prospect Street Southeast has a total of 1,346 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 1,000 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. The garage on the property is 1 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a flat style roof that was made of asphalt. Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of paneling. Residents rely on central air conditioning for their cooling system. The home's a hot water heating system is the primary heating source. 321 Prospect Street Southeast was last assessed in 2023. The total value of the property was assessed at $236,200. Specifically, the land the property is located on was valued at $34,400. While improvements on the property were assessed at a total of $201,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,128. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Metal Exterior

Parking

Attached Garage
Heated Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1966
  • Effective Year Built: 2010
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Interior Walls Type: Paneling
  • Roof Shape Type: Flat
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 1,000
  • Parking Type: Offsite
  • Garage Type: Underground/basement
  • Garage Square Area: 1
  • Parking Space Count: 1
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 11,900
  • Lot Size Depth Feet: 1,190
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,346
  • Gross Building Area: 2,296
  • Building Area: 1,346
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 1,346
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HILLCREST ADDITION CHATFIELD
  • Land Acres: 0.273
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HILLCREST ADDITION CHATFIELD LOT-020 BLOCK-001 LOTS 20-21-22-23 BLK 1 HILLCREST ADDITION

Ownership

  • Is Owner Occupied: Owner-occupied property
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: Aug 25, 2023

Neighborhood

  • School District Name: Chatfield Public Schools
  • School Tax School District: SD 227
  • Census Tract: 960200

Geography

  • District: 2501
  • Parcel: 26.0387.000
  • Block: 1
  • Lot: 20
  • Municipality: CHATFIELD CITY
  • Latitude: 43.8432
  • Longitude: -92.1796

    Address

  • Full Address: 321 Prospect St Se
  • Address - House Number: 321
  • Street Segment Direction: SE
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: MN
  • City Name: Chatfield
  • Carrier Code: C001
  • 4-Digit Zip Code: 1427
  • Zip Code: 55923

Valuation

    Tax

  • Tax Year: 2021
  • Tax Amount: $3,128

    Appraisal Valuation

  • Standard Deviation: 0.1176
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 87
  • Final Value: 258,417
  • High Value: 288,822
  • Low Value: 228,013

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $226,100
  • First Open Lien Mortgage Lender: ALTRA FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Dec 13, 2021
  • First Open Lien Mortgage Loan Amount: $226,100
  • First Open Lien Mortgage Term: 372
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2053

    Market Valuation

  • Market Total Value: $236,200
  • Market Land Value: $34,400
  • Market Improvement Value: $201,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $236,200
  • Assessed Land Value: $34,400
  • Assessed Improvements Value: $201,800

    Exemptions

  • Homeowner Exemption: Yes

About Chatfield



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 321 Prospect Street Southeast located in?
The 321 Prospect Street Southeast is a located in the neighborhood of Chatfield in Chatfield, Chatfield.
What is the average sales price for listings in 321 Prospect Street Southeast?
The average sales price for units in 321 Prospect Street Southeast is $0 currently.

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