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3202 Cove Lake Road

3202 Cove Lake Road, Owens Cross Roads, AL 35763
Property in Madison
Sold Feb 01, 2021
$320,000
$304,000 by Pennymac Loan Services Llc
Mortgage Due Feb 01, 2051
Sold Jun 05, 2006
$265,000
$238,500 by Countrywide Home Loans Inc
Mortgage Due Jun 01, 2036
3202 Cove Lake Road has been categorized by the local assessors in Owens Cross Roads, AL as a residential type of property. The building on the property was first built in 1994 and is 30 years old. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3202 Cove Lake Road has 2,765 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 19,423 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as excellent. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3202 Cove Lake Road was last sold in Jan 28, 2021 for $320,000. According to our calculations, that's $115.73 per sqft. Prior to that sales transaction, the property was sold for $265,000 in Jun 2, 2006. Current property owners are expected to pay $2,259 in taxes per year. The property on 3202 Cove Lake Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $39,780. To break that down further, the land itself was valued at $7,000. While improvements to the property were assessed at a total of $32,780. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Excellent
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 19,423
  • Total Building Area: 2,765
  • Building Area: 2,765
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,765
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LAKE POINTE 2ND ADD
  • Land Acres: 0.445
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 16 LAKE POINTE 2ND ADD A RESUB OF LOTS 16,17,18,30,196,197 LAKE POINTE 2ND ADD PB 28 PG 56

Ownership

  • Current Owner : ROCKWELL AMBER
  • Previous Owner : PHAM SANG
  • Previous Owner 2: NGUYEN THUTRANG
  • Owner Before Previous Owner: MCMURRAY DARRELL L
  • Owner Before Previous Owner 2: MCMURRAY SHELIA M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Huntsville City School District
  • Census Tract: 010905

Geography

  • Account Number: 563927
  • Parcel: 19-04-19-4-001-050.000
  • Lot: 16
  • Meridian: SEC 19 TWN 04S RNG 02E
  • Municipality: HUNTSVILLE
  • Latitude: 34.6735
  • Longitude: -86.4563

    Address

  • Full Address: 3202 Cove Lake Rd Se
  • Address - House Number: 3202
  • Street Segment Direction: SE
  • Address - Street Name: Cove Lake
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Owens Cross Roads
  • Carrier Code: R006
  • 4-Digit Zip Code: 9328
  • Zip Code: 35763

Valuation

    Tax

  • Total Area: 3,068
  • Tax Year: 2023
  • Tax Amount: $2,259

    Appraisal Valuation

  • Standard Deviation: 0.2418
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 66
  • Final Value: 462,155
  • High Value: 573,909
  • Low Value: 350,401

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $304,000
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Feb 01, 2021
  • First Open Lien Mortgage Loan Amount: $304,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2051

    Market Valuation

  • Market Total Value: $397,700
  • Market Land Value: $70,000
  • Market Improvement Value: $327,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $39,780
  • Assessed Land Value: $7,000
  • Assessed Improvements Value: $32,780

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 28, 2021
  • Current Sale Recording Date: Feb 01, 2021
  • Current Sale Transaction ID: 11816465289
  • Current Sale Price: $320,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021-00009231
  • Previous Sale Recording Date: Jun 05, 2006
  • Previous Sale Contract Date: Jun 02, 2006
  • Previous Sale Amount: $265,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Mortgage Transaction Date: Feb 01, 2021
  • First Mortgage Loan Amount: $304,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Jun 05, 2006
  • Previous Mortgage Loan Amount: $238,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2036

About Huntsville



Similar Buildings

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Nearby Rentals

Unit for rent at 2608 Quarter Lane Se, Owens Cross Roads, AL, 35763

$2,050 /mo

  • 4 Beds
  • 2 Baths
  • 2,180 ft²
2608 Quarter Lane Se, Owens Cross Roads, AL, 35763 Listing by Sid Pugh

Frequently Asked Questions

What neighborhood is 3202 Cove Lake Road located in?
The 3202 Cove Lake Road is a located in the neighborhood of Madison in Huntsville, Owens Cross Roads.
What is the average sales price for listings in 3202 Cove Lake Road?
The average sales price for units in 3202 Cove Lake Road is $0 currently.

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