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32 Cozy Lane

32 Cozy Lane, Cumberland, RI 02864
Property in Cumberland
Sold Aug 10, 1993
$100,000
$175,000 by Northpointe Bank
Mortgage Due Dec 01, 2051
32 Cozy Lane in Cumberland, RI was first built in 1960 and is 64 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 32 Cozy Lane has 1,104 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 18,426 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. For those who need parking, there is a garage. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jan 1, 1970 for $100,000. That's $90.58 per sqft. 32 Cozy Lane was last assessed in 2023. The total value of the property was assessed at $339,600. Specifically, the land the property is located on was valued at $140,300. While improvements on the property were assessed at a total of $199,300. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,946. The initial tax year of delinquency was in 2021. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,104
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 18,426
  • Total Building Area: 1,104
  • Gross Building Area: 3,040
  • Building Area: 1,104
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,104
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.423
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LACHANCE NORMAND W
  • Current Owner 2: LACHANCE LORRAINE
  • Previous Owner : MEUNIER JEANNETTE T
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Cumberland School District
  • School Tax School District: CUMBERLAND SD
  • Census Tract: 011403

Zoning

  • Zoning: R-1

Geography

  • Account Number: 1-41
  • Parcel: CUMB M:052 B:0318 L:000
  • Block: 318
  • Municipality: CUMBERLAND
  • Latitude: 41.9821
  • Longitude: -71.4663

    Address

  • Full Address: 32 Cozy Ln
  • Address - House Number: 32
  • Address - Street Name: Cozy
  • Address - Suffix Type: Ln
  • State: RI
  • City Name: Cumberland
  • Carrier Code: C090
  • 4-Digit Zip Code: 2119
  • Zip Code: 02864

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,946
  • Intital Tax Deliquent Year: 2021

    Appraisal Valuation

  • Standard Deviation: 0.1678
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 78
  • Final Value: 399,925
  • High Value: 467,062
  • Low Value: 332,788

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,000
  • First Open Lien Mortgage Lender: NORTHPOINTE BANK
  • First Open Lien Mortgage Recording Date: Nov 15, 2021
  • First Open Lien Mortgage Loan Amount: $175,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $339,600
  • Assessed Land Value: $140,300
  • Assessed Improvements Value: $199,300

    Sales

  • Current Sale Recording Date: Aug 10, 1993
  • Current Sale Transaction ID: 1201015080
  • Current Sale Price: $100,000
  • Current Sale Document Type: Warranty Deed

About Cumberland Hill



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Nearby Rentals

Unit for rent at 19 West Wrentham Road, Cumberland, RI, 02864

$1,400 /mo

  • 1 Bed
  • 1 Bath
  • 700 ft²
19 West Wrentham Road #A, Cumberland, RI, 02864 Listing by Lori McPheeters

Frequently Asked Questions

What neighborhood is 32 Cozy Lane located in?
The 32 Cozy Lane is a located in the neighborhood of Cumberland in Cumberland Hill, Cumberland.
What is the average sales price for listings in 32 Cozy Lane?
The average sales price for units in 32 Cozy Lane is $0 currently.

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