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319 Court Street

319 Court Street, Otsego, MI 49078
Property in Otsego
Sold Feb 22, 2023
$174,000
$166,250 by Mimutual Mortgage
Mortgage Due Feb 01, 2053
Sold Sep 09, 2022
$64,092
Local assessors in Otsego, MI have categorized 319 Court Street as a residential type of property. The property's lot size has been calculated to be 10,890 square feet. The linear feet between the front and back of the lot was measured at 1,650 ft and the front of the lot was measured at 660 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 319 Court Street has a total of 1,431 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 720 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Lots of stucco were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. The property was last sold in Jan 31, 2023 for $174,000. That's $121.59 per sqft. Prior to that sales transaction, the property was also sold in Sep 1, 2022 for $64,092. 319 Court Street was last assessed in 2022. The total value of the property was assessed at $79,200. Specifically, the land the property is located on was valued at $5,300. While improvements on the property were assessed at a total of $73,900. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,922. The initial tax year of delinquency was in 2018. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Stucco
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,431
  • Garage Type: Garage
  • Garage Square Area: 720
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 10,890
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 660
  • Total Building Area: 1,431
  • Building Area: 1,431
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,431
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ORIGINAL PLAT CITY OF OTSEGO
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ELY 33' OF SLY 165' OF LOT 12 BLOCK 1 ALSO WLY 33' OF SLY 165 ' OF LOT 13 BLOCK 1 O. P. SEC 22 & 23.

Ownership

  • Current Owner : GILLHESPY LOUIS
  • Previous Owner : LEWIS BETSY J
  • Owner Before Previous Owner: ALLEGAN COUNTY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Single/unmarried man

Neighborhood

  • School District Name: Otsego Public Schools
  • School Tax School District: OTSEGO 20
  • Census Tract: 031900

Zoning

  • Zoning: R-B

Geography

  • District: 54
  • Parcel: 54-101-013-00
  • Block: 1
  • Lot: 12-13
  • Municipality: OTSEGO CITY
  • Latitude: 42.461
  • Longitude: -85.6911

    Address

  • Full Address: 319 Court St
  • Address - House Number: 319
  • Address - Street Name: Court
  • Address - Suffix Type: St
  • State: MI
  • City Name: Otsego
  • Carrier Code: C001
  • 4-Digit Zip Code: 1111
  • Zip Code: 49078

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,922
  • Intital Tax Deliquent Year: 2018

    Appraisal Valuation

  • Standard Deviation: 0.1046
  • Valuation Date: Feb 22, 2023
  • Confidence Score: 89
  • Final Value: 171,016
  • High Value: 188,918
  • Low Value: 153,113

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,772
  • First Open Lien Mortgage Lender: MIMUTUAL MORTGAGE
  • First Open Lien Mortgage Recording Date: Feb 22, 2023
  • First Open Lien Mortgage Loan Amount: $166,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2053
  • Second Open Lien Mortgage Loan Amount: $9,522

    Market Valuation

  • Market Total Value: $158,400
  • Market Land Value: $10,600
  • Market Improvement Value: $147,800

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $79,200
  • Assessed Land Value: $5,300
  • Assessed Improvements Value: $73,900

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 31, 2023
  • Current Sale Recording Date: Feb 22, 2023
  • Current Sale Transaction ID: 11902486071
  • Current Sale Price: $174,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2298
  • Previous Sale Recording Date: Sep 09, 2022
  • Previous Sale Contract Date: Sep 01, 2022
  • Previous Sale Amount: $64,092
  • Previous Sale Document Type: Sheriff's Deed

    Last Sale Mortgage

  • First Mortgage Lender: MIMUTUAL MORTGAGE
  • First Mortgage Transaction Date: Feb 22, 2023
  • First Mortgage Loan Amount: $166,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2053
  • Second Mortgage Loan Amount: $9,522

About Otsego



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Frequently Asked Questions

What neighborhood is 319 Court Street located in?
The 319 Court Street is a located in the neighborhood of Otsego in Otsego, Otsego.
What is the average sales price for listings in 319 Court Street?
The average sales price for units in 319 Court Street is $0 currently.

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