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3186 McCowan Drive

3186 McCowan Drive, Latonia, KY 41015
House in Kenton
Sold Oct 15, 2020
$259,950
$220,957 by Caliber Home Loans Inc
Mortgage Due Nov 01, 2050
Sold Mar 04, 1996
$150,000
$142,500 by Victory Mtg Ltd
Mortgage Due Mar 04, 2026
3186 McCowan Drive in Latonia, KY was first built in 1995 and is 29 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 3186 McCowan Drive has 1,832 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 100 ft and the linear feet between the front and back of the lot is 3,270. In total, the area measurement of the land is 23,087 square feet.

Learn more about the property and building on this page. The roof of the home is made of composition shingle. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. There are a total of 2 available parking spaces. The condition of the building has been evaluated as good. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Oct 9, 2020 for $259,950. That's $141.89 per sqft. Prior to that sales transaction, the property was also sold in Mar 4, 1996 for $150,000. 3186 McCowan Drive was last assessed in 2023. The total value of the property was assessed at $259,900. Specifically, the land the property is located on was valued at $35,000. While improvements on the property were assessed at a total of $224,900. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,771. The initial tax year of delinquency was in 2021. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Driveway

Driveway

Parking

Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 23,087
  • Lot Size Depth Feet: 3,270
  • Lot Size Frontage Feet: 100
  • Total Building Area: 1,832
  • Gross Building Area: 2,252
  • Building Area: 1,832
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,832
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: TAYLOR CREEK
  • Land Acres: 0.53
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TAYLOR CREEK SEC 10 LOT 37

Ownership

  • Current Owner : MCCOY RACHEL A
  • Current Owner 2: MCCOY ADAM J
  • Previous Owner : ELLINGHAUSEN RONALD D
  • Previous Owner 2: ELLINGHAUSEN MIMI C
  • Owner Before Previous Owner: HENRY FISCHER BUILDER IN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Kenton County School District
  • School Tax School District: 05-COMMON SD
  • School Tax District Code 2: TAYLOR MILL
  • Census Tract: 065300

Geography

  • District: 79
  • Section: 10
  • Subdivision Phase Number: 10
  • Parcel: 057-20-01-128.00
  • Lot: 37
  • Municipality: TAYLOR MILL
  • Latitude: 39.0102
  • Longitude: -84.5185

    Address

  • Full Address: 3186 Mccowan Dr
  • Address - House Number: 3186
  • Address - Street Name: Mccowan
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Taylor Mill
  • Carrier Code: C060
  • 4-Digit Zip Code: 4437
  • Zip Code: 41015

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,771
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 31

    Appraisal Valuation

  • Standard Deviation: 0.2509
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 64
  • Final Value: 341,891
  • High Value: 427,677
  • Low Value: 256,105

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $220,957
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Oct 15, 2020
  • First Open Lien Mortgage Loan Amount: $220,957
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $259,900
  • Market Land Value: $35,000
  • Market Improvement Value: $224,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $259,900
  • Assessed Land Value: $35,000
  • Assessed Improvements Value: $224,900

    Sales

  • Current Sale Contract Date: Oct 09, 2020
  • Current Sale Recording Date: Oct 15, 2020
  • Current Sale Transaction ID: 11798424846
  • Current Sale Price: $259,950
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20101505900101
  • Previous Sale Recording Date: Mar 04, 1996
  • Previous Sale Contract Date: Mar 04, 1996
  • Previous Sale Amount: $150,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CALIBER HOME LOANS INC
  • First Mortgage Transaction Date: Oct 15, 2020
  • First Mortgage Loan Amount: $220,957
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: VICTORY MTG LTD
  • Previous Mortgage Transaction Date: Mar 04, 1996
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $142,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Mar 04, 2026

About Taylor Mill



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Frequently Asked Questions

What neighborhood is 3186 McCowan Drive located in?
The 3186 McCowan Drive is a house located in the neighborhood of Kenton in Taylor Mill, Latonia.
What is the average sales price for listings in 3186 McCowan Drive?
The average sales price for units in 3186 McCowan Drive is $0 currently.

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