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318 White Pines Lane

318 White Pines Lane, Oswego, IL 60543
House in Oswego
Sold Sep 24, 2021
$449,000
$381,650 by United Wholesale Mortgage
Mortgage Due Oct 01, 2051
Sold Oct 20, 2015
$348,500
$328,143 by Compass Mortgage Inc
Mortgage Due Oct 01, 2045
318 White Pines Lane has been categorized by the local assessors in Oswego, IL as a residential type of property. The building on the property was first built in 2006 and is 18 years old. The home has a total of 10 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. The building has a total of 2 stories. In addition, 318 White Pines Lane has 3,100 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,250 ft and across the front of the lot is 830 ft. The area measurement of the land has been determined as 10,373 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The inside of the home is being cooled with central air conditioning at the moment. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 318 White Pines Lane sold most recently in Sep 1, 2021 for a total of $449,000. Before that, the property was also sold for $348,500 in Sep 30, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $12,249 in taxes each year. 318 White Pines Lane was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $141,636. If we break it down further, the land itself was valued at $29,638. Improvements to the property, however, were assessed at a total of $111,998. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Cedar Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 4
  • Full Bathrooms: 2
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Detached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,373
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 830
  • Total Building Area: 0
  • Building Area: 3,100
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 3,100
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: WHITE PINES SUB
  • Land Acres: 0.238
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: LOT 23 WHITE PINES SUB VILLAGE OF OSWEGO

Ownership

  • Current Owner : BESLEAGA DIONISIE
  • Previous Owner : JONES DAVID J
  • Previous Owner 2: JONES TINA S
  • Owner Before Previous Owner: ALLEXON ROBERT A
  • Owner Before Previous Owner 2: ALLEXON DEBORAH
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Single/unmarried man

Neighborhood

  • School District Name: Oswego Community Unit School District 308
  • Census Tract: 890106

Geography

  • Assessors Map Reference: 3263-C6
  • Parcel: 03-20-333-008
  • Lot: 23
  • Municipality: OSWEGO TOWNSHIP
  • Latitude: 41.6653
  • Longitude: -88.3486

    Address

  • Full Address: 318 White Pines Ln
  • Address - House Number: 318
  • Address - Street Name: White Pines
  • Address - Suffix Type: Ln
  • State: IL
  • City Name: Oswego
  • Carrier Code: R015
  • 4-Digit Zip Code: 8149
  • Zip Code: 60543

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $12,249
  • Tax Rate Code Area: OS008

    Appraisal Valuation

  • Standard Deviation: 0.1393
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 83
  • Final Value: 541,135
  • High Value: 616,564
  • Low Value: 465,706

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $381,650
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Sep 24, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $381,650
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $424,908
  • Market Land Value: $88,914
  • Market Improvement Value: $335,994

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $141,636
  • Assessed Land Value: $29,638
  • Assessed Improvements Value: $111,998

    Sales

  • Current Sale Contract Date: Sep 01, 2021
  • Current Sale Recording Date: Sep 24, 2021
  • Current Sale Transaction ID: 11857228051
  • Current Sale Price: $449,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202100025101
  • Previous Sale Recording Date: Oct 20, 2015
  • Previous Sale Contract Date: Sep 30, 2015
  • Previous Sale Amount: $348,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Sep 24, 2021
  • First Mortgage Loan Amount: $381,650
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: COMPASS MORTGAGE INC
  • Previous Mortgage Transaction Date: Oct 20, 2015
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $328,143
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2045

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Frequently Asked Questions

What neighborhood is 318 White Pines Lane located in?
The 318 White Pines Lane is a house located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 318 White Pines Lane?
The average sales price for units in 318 White Pines Lane is $0 currently.

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