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318 South Finch Street

318 South Finch Street, Montpelier, IN 47359
Property in Harrison
Sold Aug 22, 2007
$50,000
$40,000 by Pacesetter Bank
Mortgage Due Aug 18, 2037
318 South Finch Street in Montpelier, IN was first built in 1953 and is 71 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 318 South Finch Street has 1,288 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,010 ft and the linear feet between the front and back of the lot is 1,200. In total, the area measurement of the land is 12,110 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a detached garage. The garage is 900 sqft. There are a total of 3 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C-. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 318 South Finch Street was last sold in Aug 18, 2007 for $50,000. According to our calculations, that's $38.82 per sqft. Current property owners are expected to pay $504 in taxes per year. The property on 318 South Finch Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $81,300. To break that down further, the land itself was valued at $6,600. While improvements to the property were assessed at a total of $74,700. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1953
  • Effective Year Built: 1953
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C-
  • Construction Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 900
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 12,110
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 1,010
  • Total Building Area: 1,288
  • Building Area: 1,288
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,288
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: FINCHS SECOND ADDITION
  • Land Acres: 0.278
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FINCH'S 2ND LOTS 9 & 10

Ownership

  • Current Owner : SILLS TRAVIS W
  • Previous Owner : HARVEY EUGENE KING
  • Previous Owner 2: WILA DEANKING REVOC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Blackford County Schools
  • Census Tract: 975100

Zoning

  • Zoning: ZO01

Geography

  • Account Number: 006-00532-00
  • District: 0001
  • Parcel: 05-02-10-202-035.000-002
  • Lot: 9-10
  • Municipality: HARRISON TOWNSHIP
  • Latitude: 40.5516
  • Longitude: -85.2746

    Address

  • Full Address: 318 S Finch St
  • Address - House Number: 318
  • Street Direction: S
  • Address - Street Name: Finch
  • Address - Suffix Type: St
  • State: IN
  • City Name: Montpelier
  • Carrier Code: C001
  • 4-Digit Zip Code: 1418
  • Zip Code: 47359

Valuation

    Tax

  • Total Area: 1,288
  • Tax Year: 2022
  • Tax Amount: $504
  • Tax Rate Code Area: 6:MONTPELI

    Appraisal Valuation

  • Standard Deviation: 0.4876
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 2
  • Final Value: 81,496
  • High Value: 121,239
  • Low Value: 41,752

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $48,100
  • First Open Lien Mortgage Lender: PACESETTER BANK
  • First Open Lien Mortgage Recording Date: Aug 22, 2007
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $40,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Aug 18, 2037
  • Second Open Lien Mortgage Lender: CITIZENS STATE BANK
  • Second Open Lien Mortgage Recording Date: Jun 22, 2015
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $8,100
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jun 19, 2025

    Market Valuation

  • Market Total Value: $81,300
  • Market Land Value: $6,600
  • Market Improvement Value: $74,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $81,300
  • Assessed Land Value: $6,600
  • Assessed Improvements Value: $74,700

    Sales

  • Current Sale Contract Date: Aug 18, 2007
  • Current Sale Recording Date: Aug 22, 2007
  • Current Sale Transaction ID: 1044844951
  • Current Sale Price: $50,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 20071488

    Last Sale Mortgage

  • First Mortgage Lender: PACESETTER BANK
  • First Mortgage Transaction Date: Aug 22, 2007
  • First Mortgage Loan Amount: $40,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Aug 18, 2037

    Financing

  • First Mortgage Financing Type: Variable

About Montpelier



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Frequently Asked Questions

What neighborhood is 318 South Finch Street located in?
The 318 South Finch Street is a located in the neighborhood of Harrison in Montpelier, Montpelier.
What is the average sales price for listings in 318 South Finch Street?
The average sales price for units in 318 South Finch Street is $0 currently.

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