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315 West Church Street

315 West Church Street, Elizabeth City, NC 27909
Sold May 25, 2023
$320,000
$304,000 by Newrez Llc
Mortgage Due Jun 01, 2053
Sold Mar 30, 2012
$1,410,000
$100,000 by Chartway Fcu
Mortgage Due Apr 01, 2042
315 West Church Street has been categorized by the local assessors in Elizabeth City, NC as a residential type of property. The building on the property was first built in 1890 and is 134 years old. However, we must point out that the home was most recently renovated and altered in 1940. The home has a total of 9 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 315 West Church Street has 3,447 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 15,420 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a open porch. From what we've gathered, the quality of these control joints have been graded with a letter grade of A- by the local assessor. The exterior walls of the building are made of wood siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in May 23, 2023 for $320,000. That's $92.83 per sqft. Prior to that sales transaction, the property was also sold in Mar 23, 2012 for $1,410,000. 315 West Church Street was last assessed in 2022. The total value of the property was assessed at $223,900. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,875. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1890
  • Effective Year Built: 1940
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Quality: A-
  • Building Style: Traditional
  • Exterior Walls Type: Wood siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 15,420
  • Total Building Area: 3,447
  • Gross Building Area: 3,447
  • Building Area: 3,447
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 3,447
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.354
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FREE CLASSIC ELIZABETH CITY INSID

Ownership

  • Current Owner : BANCROFT DAVID
  • Current Owner 2: BANCROFT JULIE
  • Previous Owner : SHANNON DONNA P
  • Owner Before Previous Owner: WILSON ROSS A
  • Owner Before Previous Owner 2: WILSON JORETTA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: May 22, 2023

Neighborhood

  • School District Name: Pasquotank County Schools
  • Census Tract: 960400

Zoning

  • Zoning: R-8

Geography

  • Assessors Map Reference: 32-F-16
  • Account Number: 123950
  • Parcel: 891307790010
  • Municipality: EL
  • Latitude: 36.2989
  • Longitude: -76.2271

    Address

  • Full Address: 315 W Church St
  • Address - House Number: 315
  • Street Direction: W
  • Address - Street Name: Church
  • Address - Suffix Type: St
  • State: NC
  • City Name: Elizabeth City
  • Carrier Code: C006
  • 4-Digit Zip Code: 4719
  • Zip Code: 27909

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,875

    Appraisal Valuation

  • Standard Deviation: 0.1284
  • Valuation Date: May 24, 2023
  • Confidence Score: 74
  • Final Value: 264,982
  • High Value: 299,007
  • Low Value: 230,956

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $304,000
  • First Open Lien Mortgage Lender: NEWREZ LLC
  • First Open Lien Mortgage Recording Date: May 25, 2023
  • First Open Lien Mortgage Loan Amount: $304,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2053

    Market Valuation

  • Market Total Value: $223,900
  • Market Land Value: $33,300
  • Market Improvement Value: $190,600

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $223,900

    Sales

  • Current Sale Contract Date: May 23, 2023
  • Current Sale Recording Date: May 25, 2023
  • Current Sale Transaction ID: 11906856844
  • Current Sale Price: $320,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 478291
  • Previous Sale Recording Date: Mar 30, 2012
  • Previous Sale Contract Date: Mar 23, 2012
  • Previous Sale Amount: $1,410,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NEWREZ LLC
  • First Mortgage Transaction Date: May 25, 2023
  • First Mortgage Loan Amount: $304,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: CHARTWAY FCU
  • Previous Mortgage Transaction Date: Mar 30, 2012
  • Previous Mortgage Loan Amount: $100,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2042

About Historic Elizabeth City



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Frequently Asked Questions

What neighborhood is 315 West Church Street located in?
The 315 West Church Street is a located in the neighborhood of Historic Elizabeth City in Historic Elizabeth City, Elizabeth City.
What is the average sales price for listings in 315 West Church Street?
The average sales price for units in 315 West Church Street is $0 currently.

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