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315 Rugg Road

315 Rugg Road, Schuylerville, NY 12871
Property in Northumberland
Sold Aug 10, 2021
$370,000
$277,500 by Jpmorgan Chase Bank Na
Mortgage Due Aug 10, 2051
315 Rugg Road has been categorized by the local assessors in Schuylerville, NY as a residential type of property. The building on the property was first built in 2003 and is 21 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 315 Rugg Road has 1,593 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 384,635 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a hot water heating system and being fueled with gas. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 315 Rugg Road was last sold in Jul 21, 2021 for $370,000. According to our calculations, that's $232.27 per sqft. Current property owners are expected to pay $5,084 in taxes per year. The property on 315 Rugg Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $182,400. To break that down further, the land itself was valued at $52,100. While improvements to the property were assessed at a total of $130,300. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 384,635
  • Lot Size Frontage Feet: 3,000
  • Total Building Area: 1,593
  • Building Area: 1,593
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,593
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 8.83
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 3

Ownership

  • Current Owner : PACE KENNETH
  • Current Owner 2: FITZGERALD SUZANAH
  • Previous Owner : REUTER SCOTT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schuylerville Central School District
  • School Tax School District: SCHUYLERVILLE
  • Census Tract: 060800

Zoning

  • Zoning: AG

Geography

  • District: 414600
  • Section: 129.00
  • Parcel: 414600 129.-1-52.43
  • Block: 1
  • Lot: 52.043
  • Municipality: NORTHUMBERLAND
  • Latitude: 43.1393
  • Longitude: -73.6441

    Address

  • Full Address: 315 Rugg Rd
  • Address - House Number: 315
  • Address - Street Name: Rugg
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Schuylerville
  • Carrier Code: R001
  • 4-Digit Zip Code: 2021
  • Zip Code: 12871

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,084
  • Tax Rate Code Area: 415001

    Appraisal Valuation

  • Standard Deviation: 0.1806
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 76
  • Final Value: 386,935
  • High Value: 456,831
  • Low Value: 317,039

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $317,500
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: Aug 10, 2021
  • First Open Lien Mortgage Loan Amount: $277,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Aug 10, 2051
  • Second Open Lien Mortgage Lender: GLENS FALLS NATIONAL BANK
  • Second Open Lien Mortgage Recording Date: Dec 08, 2022
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Dec 08, 2052

    Market Valuation

  • Market Total Value: $289,524
  • Market Land Value: $82,698
  • Market Improvement Value: $206,826

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $182,400
  • Assessed Land Value: $52,100
  • Assessed Improvements Value: $130,300

    Sales

  • Current Sale Contract Date: Jul 21, 2021
  • Current Sale Recording Date: Aug 10, 2021
  • Current Sale Transaction ID: 11850338470
  • Current Sale Price: $370,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021028305

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Mortgage Transaction Date: Aug 10, 2021
  • First Mortgage Loan Amount: $277,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Saratoga



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Frequently Asked Questions

What neighborhood is 315 Rugg Road located in?
The 315 Rugg Road is a located in the neighborhood of Northumberland in Saratoga, Schuylerville.
What is the average sales price for listings in 315 Rugg Road?
The average sales price for units in 315 Rugg Road is $0 currently.

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