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315 Ray Street

315 Ray Street, Newcomerstown, OH 43832
Property in Oxford
Sold Aug 03, 2021
$123,000
$120,772 by Polaris Home Funding Corp
Mortgage Due Aug 01, 2051
Sold Sep 05, 2019
$75,000
$76,767 by Lcj Financial Group Inc
Mortgage Due Sep 01, 2049
315 Ray Street in Newcomerstown, OH was first built in 1957 and is 67 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 4 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 315 Ray Street has 968 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,000 ft and the linear feet between the front and back of the lot is 1,320. In total, the area measurement of the land is 11,805 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The roof of the home is made of asphalt. For those who need parking, there is a attached garage. The garage is 240 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a gas heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 315 Ray Street sold most recently in Jul 30, 2021 for a total of $123,000. If you work out the math, that's approximately a cost of $127.07 per sqft. Before that, the property was also sold for $75,000 in Aug 29, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,316 in taxes each year. The initial year of tax delinquency occurred in 2019. 315 Ray Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $36,719. If we break it down further, the land itself was valued at $5,201. Improvements to the property, however, were assessed at a total of $31,518. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1957
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 968
  • Garage Type: Attached
  • Garage Square Area: 240
  • Parking Space Count: 1
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 11,805
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 968
  • Building Area: 968
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Gas
  • Heated Square Feet: 968
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PORCHER AND OPPHILE S ADDITION
  • Land Acres: 0.271
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: WHOLE 1458 PR 1459 0.271A

Ownership

  • Current Owner : TREVOR ABIGAIL L
  • Previous Owner : SWAUGER BRENDA S
  • Owner Before Previous Owner: BUCKEYE HOMESTEAD LTD
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Newcomerstown Exempted Village School District
  • School Tax School District: NEWCOMERSTOWN
  • School Tax District Code 2: NEWCOMERSTOWN E
  • School Tax District Code 3: NEWCOMERSTOWN E
  • Census Tract: 021700

Geography

  • Assessors Map Reference: MAP:29/4
  • Account Number: 051318-6
  • District: 45
  • Parcel: 45-00698.000
  • Municipality: OXFORD TWP
  • Latitude: 40.2737
  • Longitude: -81.5995

    Address

  • Full Address: 315 Ray St
  • Address - House Number: 315
  • Address - Street Name: Ray
  • Address - Suffix Type: St
  • State: OH
  • City Name: Newcomerstown
  • Carrier Code: C003
  • 4-Digit Zip Code: 1247
  • Zip Code: 43832

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,316
  • Intital Tax Deliquent Year: 2019
  • Tax Rate Code Area: 45

    Appraisal Valuation

  • Standard Deviation: 0.2412
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 66
  • Final Value: 150,150
  • High Value: 186,379
  • Low Value: 113,921

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $120,772
  • First Open Lien Mortgage Lender: POLARIS HOME FUNDING CORP
  • First Open Lien Mortgage Recording Date: Aug 03, 2021
  • First Open Lien Mortgage Loan Amount: $120,772
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $104,910
  • Market Land Value: $14,860
  • Market Improvement Value: $90,050

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $36,719
  • Assessed Land Value: $5,201
  • Assessed Improvements Value: $31,518

    Sales

  • Current Sale Contract Date: Jul 30, 2021
  • Current Sale Recording Date: Aug 03, 2021
  • Current Sale Transaction ID: 11854656921
  • Current Sale Price: $123,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202100009281
  • Previous Sale Recording Date: Sep 05, 2019
  • Previous Sale Contract Date: Aug 29, 2019
  • Previous Sale Amount: $75,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: POLARIS HOME FUNDING CORP
  • First Mortgage Transaction Date: Aug 03, 2021
  • First Mortgage Loan Amount: $120,772
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: LCJ FINANCIAL GROUP INC
  • Previous Mortgage Transaction Date: Sep 05, 2019
  • Previous Mortgage Loan Amount: $76,767
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2049

About Newcomerstown



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Frequently Asked Questions

What neighborhood is 315 Ray Street located in?
The 315 Ray Street is a located in the neighborhood of Oxford in Newcomerstown, Newcomerstown.
What is the average sales price for listings in 315 Ray Street?
The average sales price for units in 315 Ray Street is $0 currently.

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