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315 Oliver Street

315 Oliver Street, Caseyville, IL 62232
Property in Caseyville
Sold Mar 01, 2022
$240,000
$55,000 by Carrollton Bank
Mortgage
Sold Mar 24, 2015
$140,000
$95,000 by United Wholesale Mortgage
Mortgage Due Mar 01, 2045
315 Oliver Street has been categorized by the local assessors in Caseyville, IL as a residential type of property. The building on the property was first built in 2000 and is 24 years old. There are 4 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 315 Oliver Street has 1,368 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 39,204 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 400 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a open porch and a patio. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The inside of the home is being cooled with central air conditioning at the moment. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 315 Oliver Street sold most recently in Feb 28, 2022 for a total of $240,000. If you work out the math, that's approximately a cost of $175.44 per sqft. Before that, the property was also sold for $140,000 in Feb 27, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,149 in taxes each year. 315 Oliver Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $54,254. If we break it down further, the land itself was valued at $9,071. Improvements to the property, however, were assessed at a total of $45,183. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2000
  • Effective Year Built: 2000
  • Bedroom Count: 0
  • Bathroom Count: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 10
  • Building Quality: C
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,248
  • Garage Type: Garage
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 39,204
  • Total Building Area: 1,368
  • Building Area: 1,368
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,368
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CASEYVILLE TWP SEC 8
  • Land Acres: 0.9
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CASEYVILLE TWP SEC 8 LOT/SEC-8-SUBL/TWP-2N-BLK/RG-8W PT LT 9B NE SE A02738076

Ownership

  • Current Owner : SMITH NORMAN D
  • Current Owner 2: SMITH MICHELLE L
  • Previous Owner : SMITH NATHANIAL L
  • Previous Owner 2: SMITH ERIKA L
  • Owner Before Previous Owner: SHAFER SAMMY J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Collinsville Community Unit School District 10
  • Census Tract: 503412

Geography

  • District: 08
  • Section: 8
  • Parcel: 03-08-0-403-041
  • Block: 403
  • Lot: 9B
  • Meridian: SEC 08 TWP 02N RNG 08W
  • Municipality: CASEYVILLE
  • Latitude: 38.6328
  • Longitude: -90.0087

    Address

  • Full Address: 315 Oliver St
  • Address - House Number: 315
  • Address - Street Name: Oliver
  • Address - Suffix Type: St
  • State: IL
  • City Name: Caseyville
  • Carrier Code: C003
  • 4-Digit Zip Code: 2087
  • Zip Code: 62232

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,149
  • Tax Rate Code Area: 08031

    Appraisal Valuation

  • Standard Deviation: 0.1347
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 73
  • Final Value: 201,770
  • High Value: 228,959
  • Low Value: 174,580

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $55,000
  • First Open Lien Mortgage Lender: CARROLLTON BANK
  • First Open Lien Mortgage Recording Date: Mar 01, 2022
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $55,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $162,762
  • Market Land Value: $27,213
  • Market Improvement Value: $135,549

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $54,254
  • Assessed Land Value: $9,071
  • Assessed Improvements Value: $45,183

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 28, 2022
  • Current Sale Recording Date: Mar 01, 2022
  • Current Sale Transaction ID: 11880823852
  • Current Sale Price: $240,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02738076
  • Previous Sale Recording Date: Mar 24, 2015
  • Previous Sale Contract Date: Feb 27, 2015
  • Previous Sale Amount: $140,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CARROLLTON BANK
  • First Mortgage Transaction Date: Mar 01, 2022
  • First Mortgage Loan Amount: $55,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • Previous Mortgage Transaction Date: Mar 24, 2015
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $95,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Mar 01, 2045

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Frequently Asked Questions

What neighborhood is 315 Oliver Street located in?
The 315 Oliver Street is a located in the neighborhood of Caseyville in Caseyville, Caseyville.
What is the average sales price for listings in 315 Oliver Street?
The average sales price for units in 315 Oliver Street is $0 currently.

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