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314 Westfield Drive

314 Westfield Drive, O Fallon, IL 62269
Property in O'Fallon
Sold Oct 08, 2021
$210,000
$199,500 by Fcb Banks
Mortgage Due Oct 01, 2051
Sold Jul 11, 2017
$156,500
$153,664 by Cornerstone Home Loans
Mortgage Due Jul 01, 2047
314 Westfield Drive in O Fallon, IL was first built in 1964 and is 60 years old. Although, the building on the property was most recently renovated and altered in 1985. This has been categorized as a residential property type. There are a total of 2 floors. There are 3 partial bathrooms. 314 Westfield Drive has 900 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,019 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. The garage is 575 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The exterior walls of the home are made of a combination of material. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 314 Westfield Drive sold most recently in Oct 1, 2021 for a total of $210,000. If you work out the math, that's approximately a cost of $233.33 per sqft. Before that, the property was also sold for $156,500 in Jun 27, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,914 in taxes each year. 314 Westfield Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $56,217. If we break it down further, the land itself was valued at $9,348. Improvements to the property, however, were assessed at a total of $46,869. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Stone Exterior
Vinyl Siding

Parking

Attached Garage
Open Parking
Tandem Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1964
  • Effective Year Built: 1985
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 8
  • Building Quality: C+
  • Construction Type: Masonry
  • Exterior Walls Type: Combination
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 575
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 900
  • Building Area: 900
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 900
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SOUTHVIEW GARDENS
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SOUTHVIEW GARDENS 5TH ADD LOT/SEC-182 DOC A02721084

Ownership

  • Current Owner : WALKINGTON ADAM
  • Current Owner 2: BRANZ SARA
  • Previous Owner : TOTH MICHAEL
  • Previous Owner 2: TOTH JESSICA
  • Owner Before Previous Owner: WILLIAMS BERNARD
  • Owner Before Previous Owner 2: WILLIAMS CONTRISE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504352

Geography

  • District: 06
  • Parcel: 04-32-0-109-001
  • Block: 109
  • Municipality: OFALLON
  • Latitude: 38.5825
  • Longitude: -89.907

    Address

  • Full Address: 314 Westfield Dr
  • Address - House Number: 314
  • Address - Street Name: Westfield
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: O Fallon
  • Carrier Code: C003
  • 4-Digit Zip Code: 2750
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,914
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.2474
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 65
  • Final Value: 226,490
  • High Value: 282,541
  • Low Value: 170,438

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $199,500
  • First Open Lien Mortgage Lender: FCB BANKS
  • First Open Lien Mortgage Recording Date: Oct 08, 2021
  • First Open Lien Mortgage Loan Amount: $199,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $168,651
  • Market Land Value: $28,044
  • Market Improvement Value: $140,607

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $56,217
  • Assessed Land Value: $9,348
  • Assessed Improvements Value: $46,869

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 01, 2021
  • Current Sale Recording Date: Oct 08, 2021
  • Current Sale Transaction ID: 11859543611
  • Current Sale Price: $210,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02721084
  • Previous Sale Recording Date: Jul 11, 2017
  • Previous Sale Contract Date: Jun 27, 2017
  • Previous Sale Amount: $156,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FCB BANKS
  • First Mortgage Transaction Date: Oct 08, 2021
  • First Mortgage Loan Amount: $199,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: CORNERSTONE HOME LOANS
  • Previous Mortgage Transaction Date: Jul 11, 2017
  • Previous Mortgage Loan Amount: $153,664
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2047

About O'Fallon



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Frequently Asked Questions

What neighborhood is 314 Westfield Drive located in?
The 314 Westfield Drive is a located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 314 Westfield Drive?
The average sales price for units in 314 Westfield Drive is $0 currently.

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