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314 East Gary Street

314 East Gary Street, Bay City, MI 48706
Property in Bay City
Sold Sep 13, 2022
$160,000
$120,000 by Huntington National Bank
Mortgage Due Oct 01, 2052
Sold Oct 30, 2018
$90,000
$83,000 by Academy Mortgage Corp
Mortgage Due Nov 01, 2038
314 East Gary Street has been categorized by the local assessors in Bay City, MI as a residential type of property. The building on the property was first built in 1955 and is 69 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. In addition, 314 East Gary Street has 1,092 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,600 ft and across the front of the lot is 640 ft. The area measurement of the land has been determined as 10,454 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 308 sqft. According to our sources, there is one available parking space. The building has a hip style roof. The exterior walls of the building are made of wood siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 314 East Gary Street was last sold in Sep 2, 2022 for $160,000. According to our calculations, that's $146.52 per sqft. Prior to that sales transaction, the property was sold for $90,000 in Oct 26, 2018. Current property owners are expected to pay $2,781 in taxes per year. The property on 314 East Gary Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $72,250. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1955
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Hip
  • Basement Type: Unspecified basement
  • Basement Area: 1,092
  • Garage Type: Garage
  • Garage Square Area: 308
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,454
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 640
  • Total Building Area: 1,092
  • Building Area: 1,092
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,092
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COM ON E & W 1/4 LI 356.84 FT W OF E 1/8 LI TH N 160 FT TH W 64 FT TH S 160 FT TH E 64 FT TO BEG SEC 17 T14NR5E

Ownership

  • Current Owner : NEWCOMBE DOUGLAS LEE
  • Current Owner 2: NEWCOMBE CATHY ANN
  • Previous Owner : SCHROEDER THOMAS J
  • Owner Before Previous Owner: MEIER BRUCE H
  • Owner Before Previous Owner 2: MEIER MARLA J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bay City School District
  • School Tax School District: 9010
  • Census Tract: 286600

Zoning

  • Zoning: R-1 SINGLE

Geography

  • District: 160
  • Section: 17
  • Parcel: 160-017-257-008-00
  • Municipality: BAY CITY
  • Latitude: 43.6168
  • Longitude: -83.901

    Address

  • Full Address: 314 E Gary St
  • Address - House Number: 314
  • Street Direction: E
  • Address - Street Name: Gary
  • Address - Suffix Type: St
  • State: MI
  • City Name: Bay City
  • Carrier Code: C028
  • 4-Digit Zip Code: 3558
  • Zip Code: 48706

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,781
  • Tax Rate Code Area: 160

    Appraisal Valuation

  • Standard Deviation: 0.2295
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 54
  • Final Value: 144,831
  • High Value: 178,080
  • Low Value: 111,581

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $120,000
  • First Open Lien Mortgage Lender: HUNTINGTON NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Sep 13, 2022
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $120,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2052

    Market Valuation

  • Market Total Value: $144,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $72,250

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 02, 2022
  • Current Sale Recording Date: Sep 13, 2022
  • Current Sale Transaction ID: 11897230680
  • Current Sale Price: $160,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 13033
  • Previous Sale Recording Date: Oct 30, 2018
  • Previous Sale Contract Date: Oct 26, 2018
  • Previous Sale Amount: $90,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HUNTINGTON NATIONAL BANK
  • First Mortgage Transaction Date: Sep 13, 2022
  • First Mortgage Loan Amount: $120,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2052

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: ACADEMY MORTGAGE CORP
  • Previous Mortgage Transaction Date: Oct 30, 2018
  • Previous Mortgage Loan Amount: $83,000
  • Previous Mortgage Term: 240
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2038

About Bay City



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Frequently Asked Questions

What neighborhood is 314 East Gary Street located in?
The 314 East Gary Street is a located in the neighborhood of Bay City in Bay City, Bay City.
What is the average sales price for listings in 314 East Gary Street?
The average sales price for units in 314 East Gary Street is $0 currently.

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