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314 Chilverton Street

314 Chilverton Street, Santa Cruz, CA 95062
Property in Eastside
Sold Feb 23, 2006
$749,000
$355,000 by Mountain West Financial Inc
Mortgage Due Dec 01, 2050
Sold Aug 30, 2004
$675,000
$540,000 by American Home Mortgage Accepta
Mortgage Due Sep 01, 2034
314 Chilverton Street has been categorized by the local assessors in Santa Cruz, CA as a residential type of property. The building on the property was first built in 1958 and is 66 years old. However, we must point out that the home was most recently renovated and altered in 1990. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. In addition, 314 Chilverton Street has 1,348 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 5,445 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 231 sqft. According to our sources, there is one available parking space. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of composition shingle. The inside of the home is being cooled with a wall air conditioning unit at the moment. In terms of heating, it is utilizing floor/wall heating system. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Feb 16, 2006 for $749,000. That's $474.35 per sqft. Prior to that sales transaction, the property was also sold in Aug 20, 2004 for $675,000. 314 Chilverton Street was last assessed in 2022. The total value of the property was assessed at $964,539. Specifically, the land the property is located on was valued at $578,724. While improvements on the property were assessed at a total of $385,815. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $11,217. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 1990
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Wood
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 231
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 5,445
  • Total Building Area: 1,579
  • Gross Building Area: 1,579
  • Building Area: 1,348
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Wall air conditioning unit
  • Heating: Floor/wall
  • Heated Square Feet: 1,348
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROCK TR
  • Land Acres: 0.125
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)

Ownership

  • Current Owner : IZENSTARK PAUL
  • Current Owner 2: REED ANGELA
  • Previous Owner : SHARP DUNCAN R
  • Owner Before Previous Owner: CURTIS BRIAN W
  • Owner Before Previous Owner 2: BRIAN W CURTIS TRUST
  • Ownership Rights Codes: Life Tenant
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Santa Cruz City Elementary School District
  • Census Tract: 100200

Geography

  • Assessors Map Reference: MAP: 009/191
  • Parcel: 009-191-23-000
  • Lot: 1-3,6
  • Municipality: SANTA CRUZ CITY
  • Latitude: 36.9863
  • Longitude: -122.008

    Address

  • Full Address: 314 Chilverton St
  • Address - House Number: 314
  • Address - Street Name: Chilverton
  • Address - Suffix Type: St
  • State: CA
  • City Name: Santa Cruz
  • Carrier Code: C024
  • 4-Digit Zip Code: 1146
  • Zip Code: 95062

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,217
  • Tax Rate Code Area: 1-032

    Appraisal Valuation

  • Standard Deviation: 0.2253
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 68
  • Final Value: 1,254,774
  • High Value: 1,537,496
  • Low Value: 972,053

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $355,000
  • First Open Lien Mortgage Lender: MOUNTAIN WEST FINANCIAL INC
  • First Open Lien Mortgage Recording Date: Nov 30, 2020
  • First Open Lien Mortgage Loan Amount: $355,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $964,539
  • Assessed Land Value: $578,724
  • Assessed Improvements Value: $385,815

    Sales

  • Current Sale Contract Date: Feb 16, 2006
  • Current Sale Recording Date: Feb 23, 2006
  • Current Sale Transaction ID: 1054979225
  • Current Sale Price: $749,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2006-0010524
  • Previous Sale Recording Date: Aug 30, 2004
  • Previous Sale Contract Date: Aug 20, 2004
  • Previous Sale Amount: $675,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMERICA BANK
  • First Mortgage Transaction Date: Feb 23, 2006
  • First Mortgage Loan Amount: $400,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Mar 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN HOME MORTGAGE ACCEPTA
  • Previous Mortgage Transaction Date: Aug 30, 2004
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $540,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2034

About Eastside



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Frequently Asked Questions

What neighborhood is 314 Chilverton Street located in?
The 314 Chilverton Street is a located in the neighborhood of Eastside in Eastside, Santa Cruz.
What is the average sales price for listings in 314 Chilverton Street?
The average sales price for units in 314 Chilverton Street is $0 currently.

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