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3125 Harris Street Road

3125 Harris Street Road, Kelso, WA 98626
Property in Cowlitz
Sold Jul 21, 2020
$355,000
$337,250 by Finance Of America Mortgage Ll
Mortgage Due Aug 01, 2050
Sold Sep 30, 2009
$177,500
$142,000 by Bank Of America Na
Mortgage Due Oct 01, 2039
Local assessors in Kelso, WA have categorized 3125 Harris Street Road as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 26,136 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3125 Harris Street Road has a total of 2,444 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 1,222 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is fair. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a roof that is made of composition shingle. Lots of metal were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jul 16, 2020 for $355,000. That's $123.95 per sqft. Prior to that sales transaction, the property was also sold in Sep 9, 2009 for $177,500. 3125 Harris Street Road was last assessed in 2023. The total value of the property was assessed at $387,080. Specifically, the land the property is located on was valued at $55,200. While improvements on the property were assessed at a total of $331,880. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,793. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Fair
  • Building Quality: D
  • Building Style: Unknown
  • Exterior Walls Type: Metal
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,222
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 26,136
  • Total Building Area: 2,864
  • Gross Building Area: 2,864
  • Building Area: 2,444
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 2,444
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.6
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 30 -8N -1W T-11D.

Ownership

  • Current Owner : POLK JOSEPH
  • Current Owner 2: POLK CALTYN
  • Previous Owner : ALEXY DAVID W
  • Previous Owner 2: ALEXY NICOLE N
  • Owner Before Previous Owner: FEDERAL NATIONAL MORTGAGE ASSOCIATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Kelso School District
  • School Tax School District: 458:KELSO
  • Census Tract: 001200

Zoning

  • Zoning: UR0

Geography

  • Assessors Map Reference: MP-2133
  • Account Number: 3009293
  • District: 830
  • Parcel: WE3011010
  • Meridian: SEC 30 TWN 08N RNG 01W
  • Municipality: COUNTY ROAD DISTRICT-KELSO
  • Latitude: 46.1469
  • Longitude: -122.866

    Address

  • Full Address: 3125 Harris Street Rd
  • Address - House Number: 3125
  • Address - Street Name: Harris Street
  • Address - Suffix Type: Rd
  • State: WA
  • City Name: Kelso
  • Carrier Code: C002
  • 4-Digit Zip Code: 5318
  • Zip Code: 98626

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,793
  • Tax Rate Code Area: R-458-LV-#

    Appraisal Valuation

  • Standard Deviation: 0.1685
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 78
  • Final Value: 485,836
  • High Value: 567,713
  • Low Value: 403,959

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $337,250
  • First Open Lien Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • First Open Lien Mortgage Recording Date: Jul 21, 2020
  • First Open Lien Mortgage Loan Amount: $337,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $387,080
  • Market Land Value: $55,200
  • Market Improvement Value: $331,880

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $387,080
  • Assessed Land Value: $55,200
  • Assessed Improvements Value: $331,880

    Sales

  • Current Sale Contract Date: Jul 16, 2020
  • Current Sale Recording Date: Jul 21, 2020
  • Current Sale Transaction ID: 11774029830
  • Current Sale Price: $355,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3650826
  • Previous Sale Recording Date: Sep 30, 2009
  • Previous Sale Contract Date: Sep 09, 2009
  • Previous Sale Amount: $177,500
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • First Mortgage Transaction Date: Jul 21, 2020
  • First Mortgage Loan Amount: $337,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Sep 30, 2009
  • Previous Mortgage Loan Amount: $142,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2039

About Cowlitz



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Frequently Asked Questions

What neighborhood is 3125 Harris Street Road located in?
The 3125 Harris Street Road is a located in the neighborhood of Cowlitz in Cowlitz, Kelso.
What is the average sales price for listings in 3125 Harris Street Road?
The average sales price for units in 3125 Harris Street Road is $0 currently.

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