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3109 Cromarty Way

3109 Cromarty Way, Louisville, KY 40220
Sold Jun 19, 2019
$210,000
$199,500 by Ark-la-tex Finance Services Ll
Mortgage Due Nov 01, 2050
Sold Sep 25, 2013
$158,500
$134,725 by Century Lending Co
Mortgage Due Oct 01, 2028
3109 Cromarty Way in Louisville, KY was first built in 1969 and is 55 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 3109 Cromarty Way has 1,342 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,342 sqft and has been categorized as a full basement. In total, the area measurement of the land is 7,200 square feet.

Learn more about the property and building on this page. There is a patio. The home has a hip style roof made of composition shingle. For those who need parking, there is a detached garage. The garage is 576 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick veneer. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3109 Cromarty Way was last sold in Jun 7, 2019 for $210,000. According to our calculations, that's $156.48 per sqft. Prior to that sales transaction, the property was sold for $158,500 in Sep 16, 2013. Current property owners are expected to pay $2,453 in taxes per year. The property on 3109 Cromarty Way was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $210,000. To break that down further, the land itself was valued at $32,000. While improvements to the property were assessed at a total of $178,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1969
  • Effective Year Built: 1969
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 1,342
  • Garage Type: Detached
  • Garage Square Area: 576
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 7,200
  • Total Building Area: 1,342
  • Building Area: 1,342
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,342
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BRECKENRIDGE ESTATES
  • Land Acres: 0.165
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 338 BRECKENRIDGE ESTATES SUBDIVISION, SEC 6A, PB. 25, PG. 46, 0.1653 AC+/-

Ownership

  • Current Owner : POLSTON ANDREW DAVID
  • Previous Owner : PETTERS LAURA
  • Previous Owner 2: PETTERS LANDON
  • Owner Before Previous Owner: HULBERT DANIEL D
  • Owner Before Previous Owner 2: HULBERT MARY HELEN

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011003

Zoning

  • Zoning: R5-RESIDEN

Geography

  • Account Number: 00149701
  • District: 500001
  • Section: 6A
  • Parcel: 22185303380000
  • Lot: 338
  • Municipality: JEFFERSON CO FIRE PROTECTION
  • Latitude: 38.1995
  • Longitude: -85.627

    Address

  • Full Address: 3109 Cromarty Way
  • Address - House Number: 3109
  • Address - Street Name: Cromarty
  • Address - Suffix Type: Way
  • State: KY
  • City Name: Louisville
  • Carrier Code: C019
  • 4-Digit Zip Code: 3007
  • Zip Code: 40220

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,453
  • Tax Rate Code Area: 01

    Appraisal Valuation

  • Standard Deviation: 0.2107
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 71
  • Final Value: 288,470
  • High Value: 349,267
  • Low Value: 227,673

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $199,500
  • First Open Lien Mortgage Lender: ARK-LA-TEX FINANCE SERVICES LL
  • First Open Lien Mortgage Recording Date: Nov 02, 2020
  • First Open Lien Mortgage Loan Amount: $199,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $210,000
  • Market Land Value: $32,000
  • Market Improvement Value: $178,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $210,000
  • Assessed Land Value: $32,000
  • Assessed Improvements Value: $178,000

    Sales

  • Current Sale Contract Date: Jun 07, 2019
  • Current Sale Recording Date: Jun 19, 2019
  • Current Sale Transaction ID: 11618360132
  • Current Sale Price: $210,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2019140002
  • Previous Sale Recording Date: Sep 25, 2013
  • Previous Sale Contract Date: Sep 16, 2013
  • Previous Sale Amount: $158,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ARK-LA-TEX FINANCIAL SERVICES
  • First Mortgage Transaction Date: Jun 19, 2019
  • First Mortgage Loan Amount: $199,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: CENTURY LENDING CO
  • Previous Mortgage Transaction Date: Sep 25, 2013
  • Previous Mortgage Loan Amount: $134,725
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2028

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Frequently Asked Questions

What neighborhood is 3109 Cromarty Way located in?
The 3109 Cromarty Way is a house located in the neighborhood of East Louisville in East Louisville, Louisville.
What is the average sales price for listings in 3109 Cromarty Way?
The average sales price for units in 3109 Cromarty Way is $0 currently.

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