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3105 Gaines Street

3105 Gaines Street, Guntersville, AL 35976
Property in Marshall
Sold Mar 13, 2020
$157,000
$158,585 by Firstbank
Mortgage Due Apr 01, 2050
3105 Gaines Street has been categorized by the local assessors in Guntersville, AL as a residential type of property. The building on the property was first built in 1949 and is 75 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3105 Gaines Street has 1,848 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,400 ft and across the front of the lot is 3,000 ft. The area measurement of the land has been determined as 42,000 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 896 sqft. According to our sources, there are a total of 4 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as poor. The building has a gable or hip style roof made of metal. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Mar 13, 2020 for $157,000. That's $84.96 per sqft. 3105 Gaines Street was last assessed in 2023. The total value of the property was assessed at $16,560. Specifically, the land the property is located on was valued at $1,460. While improvements on the property were assessed at a total of $15,100. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $659. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Total Rooms: 6
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 896
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 42,000
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 3,000
  • Total Building Area: 1,848
  • Building Area: 1,848
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,848
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GAINES SD
  • Land Acres: 0.964
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOTS 27-28-29 H H GAINES SD PB 2 PG 10 211/333

Ownership

  • Current Owner : SPIRES JARED R
  • Current Owner 2: SPIRES MOLLY V
  • Previous Owner : PALMER BRITTANY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Guntersville City School District
  • Census Tract: 030601

Geography

  • Assessors Map Reference: MB6306; PG68
  • Account Number: 504452
  • District: DISTRICT 15
  • Parcel: 15-08-27-2-000-021.000
  • Lot: 27-28
  • Municipality: GUNTERSVILLE
  • Latitude: 34.3152
  • Longitude: -86.3132

    Address

  • Full Address: 3105 Gaines St
  • Address - House Number: 3105
  • Address - Street Name: Gaines
  • Address - Suffix Type: St
  • State: AL
  • City Name: Guntersville
  • Carrier Code: C005
  • 4-Digit Zip Code: 2907
  • Zip Code: 35976

Valuation

    Tax

  • Total Area: 1,891
  • Tax Year: 2023
  • Tax Amount: $659
  • Tax Rate Code Area: 15

    Appraisal Valuation

  • Standard Deviation: 0.4652
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 6
  • Final Value: 227,306
  • High Value: 333,061
  • Low Value: 121,550

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $182,585
  • First Open Lien Mortgage Lender: FIRSTBANK
  • First Open Lien Mortgage Recording Date: Mar 13, 2020
  • First Open Lien Mortgage Loan Amount: $158,585
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2050
  • Second Open Lien Mortgage Lender: FAMILY SECURITY CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Oct 02, 2023
  • Second Open Lien Mortgage Loan Amount: $24,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Oct 02, 2053

    Market Valuation

  • Market Total Value: $165,600
  • Market Land Value: $14,600
  • Market Improvement Value: $151,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $16,560
  • Assessed Land Value: $1,460
  • Assessed Improvements Value: $15,100

    Sales

  • Current Sale Contract Date: Mar 13, 2020
  • Current Sale Recording Date: Mar 13, 2020
  • Current Sale Transaction ID: 11750786373
  • Current Sale Price: $157,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3203853

    Last Sale Mortgage

  • First Mortgage Lender: FIRSTBANK
  • First Mortgage Transaction Date: Mar 13, 2020
  • First Mortgage Loan Amount: $158,585
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2050

About Guntersville



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Frequently Asked Questions

What neighborhood is 3105 Gaines Street located in?
The 3105 Gaines Street is a located in the neighborhood of Marshall in Guntersville, Guntersville.
What is the average sales price for listings in 3105 Gaines Street?
The average sales price for units in 3105 Gaines Street is $0 currently.

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