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3103 Montserrat Way

3103 Montserrat Way, Haines City, FL 33844
Property in Kokomo Bay
Sold Jun 04, 2019
$208,425
$7,000 by Midflorida Cu
Mortgage Due Oct 01, 2026
Sold Dec 23, 2013
$170,000
$127,455 by Compass Bank
Mortgage Due Jan 01, 2044
3103 Montserrat Way in Haines City, FL was first built in 2004 and is 20 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. It is a single story home. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 3103 Montserrat Way has 1,582 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 6,878 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a hip style roof made of materials that we aren't sure of. For those who need parking, there is a attached garage. The garage is 400 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of stucco. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3103 Montserrat Way was last sold in Jun 3, 2019 for $208,425. According to our calculations, that's $99.16 per sqft. Prior to that sales transaction, the property was sold for $170,000 in Dec 12, 2013. Current property owners are expected to pay $3,133 in taxes per year. The property on 3103 Montserrat Way was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $181,682. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Masonry
  • Building Style: Unknown
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Other
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 6,878
  • Total Building Area: 2,102
  • Gross Building Area: 2,102
  • Building Area: 1,582
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,582
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: KOKOMO BAY PHASE ONE
  • Land Acres: 0.158
  • Standard Land Use Code: Single family residential
  • Legal Description 1: KOKOMO BAY PHASE ONE PB 118 PGS 24 & 25 LOT 74

Ownership

  • Current Owner : BINNIE WILLIAM D
  • Current Owner 2: BINNIE MAXINE S
  • Previous Owner : STODDART ROBERT M
  • Previous Owner 2: FLEMING ROBERT S
  • Owner Before Previous Owner: MCDOWELL KATHERINE
  • Owner Before Previous Owner 2: MCDOWELL TERRY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Polk County School District
  • Census Tract: 012601

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Subdivision Phase Number: 1
  • Subdivision Tract Number: 741003
  • Parcel: 27-27-17-741003-000740
  • Lot: 74
  • Meridian: SEC 17 TWN 27S RNG 27E
  • Municipality: HAINES CITY/SWFWMD
  • Latitude: 28.1296
  • Longitude: -81.6284

    Address

  • Full Address: 3103 Montserrat Way
  • Address - House Number: 3103
  • Address - Street Name: Montserrat
  • Address - Suffix Type: Way
  • State: FL
  • City Name: Haines City
  • Carrier Code: C006
  • 4-Digit Zip Code: 2480
  • Zip Code: 33844

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,133
  • Tax Rate Code Area: 90420

    Appraisal Valuation

  • Standard Deviation: 0.2641
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 62
  • Final Value: 344,206
  • High Value: 435,139
  • Low Value: 253,272

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $7,000
  • First Open Lien Mortgage Lender: MIDFLORIDA CU
  • First Open Lien Mortgage Recording Date: Oct 06, 2020
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $7,000
  • First Open Lien Mortgage Term: 71
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2026

    Market Valuation

  • Market Total Value: $267,042
  • Market Land Value: $46,000
  • Market Improvement Value: $221,042

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $181,682

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 03, 2019
  • Current Sale Recording Date: Jun 04, 2019
  • Current Sale Transaction ID: 11611440399
  • Current Sale Price: $208,425
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019115063
  • Previous Sale Recording Date: Dec 23, 2013
  • Previous Sale Contract Date: Dec 12, 2013
  • Previous Sale Amount: $170,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Jun 04, 2019
  • First Mortgage Loan Amount: $166,740
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: COMPASS BANK
  • Previous Mortgage Transaction Date: Dec 23, 2013
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $127,455
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Jan 01, 2044

About Southern Dunes Golf Course



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Frequently Asked Questions

What neighborhood is 3103 Montserrat Way located in?
The 3103 Montserrat Way is a located in the neighborhood of Kokomo Bay in Southern Dunes Golf Course, Haines City.
What is the average sales price for listings in 3103 Montserrat Way?
The average sales price for units in 3103 Montserrat Way is $0 currently.

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