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310 Thorne Creek Court

310 Thorne Creek Court, O Fallon, IL 62269
Property in O'Fallon
Sold Sep 16, 2020
$255,000
$250,381 by Delmar Financial Co
Mortgage Due Oct 01, 2050
Sold Oct 12, 2015
$220,000
$130,000 by Bank Of America Na
Mortgage Due Nov 01, 2045
Local assessors in O Fallon, IL have categorized 310 Thorne Creek Court as a residential type of property. The home was built in 1993 and is 31 years old. It was most recently renovated and altered in 2002. The property's lot size has been calculated to be 12,632 square feet. There are also 5 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 310 Thorne Creek Court has a total of 992 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,152 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 3, 2020 for $255,000. That's $257.06 per sqft. Prior to that sales transaction, the property was also sold in Oct 9, 2015 for $220,000. 310 Thorne Creek Court was last assessed in 2022. The total value of the property was assessed at $86,059. Specifically, the land the property is located on was valued at $13,705. While improvements on the property were assessed at a total of $72,354. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,707. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 2002
  • Bedroom Count: 0
  • Bathroom Count: 5
  • Partial Bathrooms: 5
  • Bathroom Plumbing Fixtures: 13
  • Building Quality: C+
  • Construction Type: Frame
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 1,152
  • Garage Type: Garage
  • Garage Square Area: 440
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 12,632
  • Total Building Area: 992
  • Building Area: 992
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 992
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WINDING CREEK ESTATES
  • Land Acres: 0.29
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WINDING CREEK ESTATES LOT/SEC-62 A02667221

Ownership

  • Current Owner : THOMAS STEPHANIE E
  • Previous Owner : SCHALLER RALPH J
  • Previous Owner 2: SCHALLER LYNN
  • Owner Before Previous Owner: PHILLIPS TRICIA L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504353

Geography

  • District: 06
  • Parcel: 04-20-0-107-010
  • Block: 107
  • Municipality: OFALLON
  • Latitude: 38.6112
  • Longitude: -89.9071

    Address

  • Full Address: 310 Thorne Creek Ct
  • Address - House Number: 310
  • Address - Street Name: Thorne Creek
  • Address - Suffix Type: Ct
  • State: IL
  • City Name: O Fallon
  • Carrier Code: R003
  • 4-Digit Zip Code: 6721
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,707
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.2578
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 63
  • Final Value: 331,815
  • High Value: 417,368
  • Low Value: 246,263

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $250,381
  • First Open Lien Mortgage Lender: DELMAR FINANCIAL CO
  • First Open Lien Mortgage Recording Date: Sep 16, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $250,381
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $258,177
  • Market Land Value: $41,115
  • Market Improvement Value: $217,062

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $86,059
  • Assessed Land Value: $13,705
  • Assessed Improvements Value: $72,354

    Sales

  • Current Sale Contract Date: Sep 03, 2020
  • Current Sale Recording Date: Sep 16, 2020
  • Current Sale Transaction ID: 11788285339
  • Current Sale Price: $255,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02667221
  • Previous Sale Recording Date: Oct 12, 2015
  • Previous Sale Contract Date: Oct 09, 2015
  • Previous Sale Amount: $220,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: DELMAR FINANCIAL CO
  • First Mortgage Transaction Date: Sep 16, 2020
  • First Mortgage Loan Amount: $250,381
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Oct 12, 2015
  • Previous Mortgage Loan Amount: $130,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2045

About O'Fallon



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Frequently Asked Questions

What neighborhood is 310 Thorne Creek Court located in?
The 310 Thorne Creek Court is a located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 310 Thorne Creek Court?
The average sales price for units in 310 Thorne Creek Court is $0 currently.

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