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309 South Van Buren Street

309 South Van Buren Street, Bay City, MI 48708
Property in Bay City
Sold Mar 16, 2007
$53,100
$52,683 by Executive Mortgage Of Michigan
Mortgage Due Mar 01, 2037
Sold Jul 22, 2005
$15,000
Local assessors in Bay City, MI have categorized 309 South Van Buren Street as a residential type of property. The home was built in 1880 and is 144 years old. The property's lot size has been calculated to be 3,920 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 400 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 309 South Van Buren Street has a total of 980 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. The building has a gable style roof. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 309 South Van Buren Street sold most recently in Feb 28, 2007 for a total of $53,100. If you work out the math, that's approximately a cost of $54.18 per sqft. Before that, the property was also sold for $15,000 in Jul 20, 2005. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $0 in taxes each year. 309 South Van Buren Street was most recently assessed in 2023. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1880
  • Effective Year Built: 1880
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Traditional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 668
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,920
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 400
  • Total Building Area: 980
  • Building Area: 980
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 980
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BANK OF COMMERCE ADD
  • Land Acres: 0.09
  • Standard Land Use Code: Single family residential
  • Legal Description 1: S 20 FT OF LOT 3 & N 20 FT OF LOT 4 BLK 11 BANK OF COMMERCE ADD

Ownership

  • Current Owner : SMITH BRIAN E
  • Current Owner 2: SMITH HEATHER C
  • Previous Owner : HUGO MELODY
  • Owner Before Previous Owner: HELMREICH MARY L
  • Owner Before Previous Owner 2: HELMREICH WALTER E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bay City School District
  • School Tax School District: 9010
  • Census Tract: 280600

Zoning

  • Zoning: R-2 DUPLEX

Geography

  • District: 160
  • Parcel: 160-028-426-002-00
  • Block: 11
  • Lot: 3-4
  • Municipality: BAY CITY
  • Latitude: 43.5872
  • Longitude: -83.8823

    Address

  • Full Address: 309 S Van Buren St
  • Address - House Number: 309
  • Street Direction: S
  • Address - Street Name: Van Buren
  • Address - Suffix Type: St
  • State: MI
  • City Name: Bay City
  • Carrier Code: C062
  • 4-Digit Zip Code: 7377
  • Zip Code: 48708

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $0
  • Tax Rate Code Area: 160

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $52,683
  • First Open Lien Mortgage Lender: EXECUTIVE MORTGAGE OF MICHIGAN
  • First Open Lien Mortgage Recording Date: Mar 16, 2007
  • First Open Lien Mortgage Loan Amount: $52,683
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2037

    Market Valuation

  • Market Total Value: $47,100

    Assessments Valuation

  • Assessed Year: 2023

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 28, 2007
  • Current Sale Recording Date: Mar 16, 2007
  • Current Sale Transaction ID: 1087048478
  • Current Sale Price: $53,100
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jul 22, 2005
  • Previous Sale Contract Date: Jul 20, 2005
  • Previous Sale Amount: $15,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EXECUTIVE MORTGAGE OF MICHIGAN
  • First Mortgage Transaction Date: Mar 16, 2007
  • First Mortgage Loan Amount: $52,683
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2037

About Bay City



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Frequently Asked Questions

What neighborhood is 309 South Van Buren Street located in?
The 309 South Van Buren Street is a located in the neighborhood of Bay City in Bay City, Bay City.
What is the average sales price for listings in 309 South Van Buren Street?
The average sales price for units in 309 South Van Buren Street is $0 currently.

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