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309 Middle Street

309 Middle Street, Bonne Terre, MO 63628
Property in St. Francois
Sold Apr 13, 2021
$135,731
$108,585 by Guild Mtg Co
Mortgage Due May 01, 2051
309 Middle Street has been categorized by the local assessors in Bonne Terre, MO as a residential type of property. The building on the property was first built in 1910 and is 114 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 309 Middle Street has 1,176 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 294 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,280 ft and across the front of the lot is 750 ft. The area measurement of the land has been determined as 9,583 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a a-frame style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The roof of the building is made of asphalt. As for the floors, you'll see that the home has flooring throughout. In terms of heating, it is utilizing a forced air unit and being fueled with gas. The property was last sold in Apr 13, 2021 for $135,731. That's $115.42 per sqft. 309 Middle Street was last assessed in 2023. The total value of the property was assessed at $6,800. Specifically, the land the property is located on was valued at $2,470. While improvements on the property were assessed at a total of $4,330. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $403. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: A-frame
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Partial basement
  • Basement Area: 294
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,583
  • Lot Size Depth Feet: 1,280
  • Lot Size Frontage Feet: 750
  • Total Building Area: 1,176
  • Building Area: 1,176
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,176
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: CITY OF BONNE TERRE SUR RTS LOT 8 BLOCK 49

Ownership

  • Current Owner : ZACHARY GLENN
  • Previous Owner : BUSENBARK CHAD A
  • Previous Owner 2: BUSENBARK TRACY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: North St. Francis County R-I School District
  • School Tax School District: BONNIE TERRE-R1
  • School Tax District Code 2: SCHOOL
  • Census Tract: 950300

Geography

  • Parcel: 07-60-14-03-019-0006.00
  • Block: 49
  • Lot: 8
  • Meridian: SEC 14 TWN 37 RNG 04
  • Municipality: BT - BONNE TERRE
  • Latitude: 37.9156
  • Longitude: -90.5591

    Address

  • Full Address: 309 Middle St
  • Address - House Number: 309
  • Address - Street Name: Middle
  • Address - Suffix Type: St
  • State: MO
  • City Name: Bonne Terre
  • Carrier Code: C022
  • 4-Digit Zip Code: 1825
  • Zip Code: 63628

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $403
  • Tax Rate Code Area: BTR1-RE

    Appraisal Valuation

  • Standard Deviation: 0.4062
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 18
  • Final Value: 44,750
  • High Value: 62,930
  • Low Value: 26,569

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $108,585
  • First Open Lien Mortgage Lender: GUILD MTG CO
  • First Open Lien Mortgage Recording Date: Apr 13, 2021
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $108,585
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Building or Construction Loan
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $35,810
  • Market Land Value: $13,010
  • Market Improvement Value: $22,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $6,800
  • Assessed Land Value: $2,470
  • Assessed Improvements Value: $4,330

    Sales

  • Current Sale Contract Date: Apr 13, 2021
  • Current Sale Recording Date: Apr 13, 2021
  • Current Sale Transaction ID: 11869224746
  • Current Sale Price: $135,731
  • Current Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUILD MTG CO
  • First Mortgage Transaction Date: Apr 13, 2021
  • First Mortgage Loan Amount: $108,585
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Building or Construction Loan
  • First Mortgage Loan Due Date: May 01, 2051

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Bonne Terre



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Frequently Asked Questions

What neighborhood is 309 Middle Street located in?
The 309 Middle Street is a located in the neighborhood of St. Francois in Bonne Terre, Bonne Terre.
What is the average sales price for listings in 309 Middle Street?
The average sales price for units in 309 Middle Street is $0 currently.

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