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306 Garnet Street

306 Garnet Street, Houghton, MI 49931
House in Houghton
Sold Jan 27, 2021
$194,000
$184,000 by Range Bk Na
Mortgage Due Feb 01, 2051
Local assessors in Houghton, MI have categorized 306 Garnet Street as a residential type of property. The property's lot size has been calculated to be 5,489 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 306 Garnet Street was last sold in Jan 25, 2021 for $194,000. Current property owners are expected to pay $3,507 in taxes per year. The property on 306 Garnet Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $105,711. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,489
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SHELDON COLUMBIAN ADD TO CITY OF HOUGHTO
  • Land Acres: 0.126
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HO12-21-13 LOT 16, BLK 21 SHELDON COLUMBIAN ADD TO CITY OF HOUGHTON

Ownership

  • Current Owner : ACKLEY ANTONIETTE L
  • Current Owner 2: FIFER JOSEPH E
  • Previous Owner : COLE FAMILY TRUST
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Houghton-Portage Township Schools
  • School Tax School District: HOUGHTON-PORTAG
  • Census Tract: 000800

Geography

  • District: 52
  • Parcel: 052-441-016-00
  • Block: 21
  • Lot: 16
  • Municipality: CITY OF HOUGHTON
  • Latitude: 47.1187
  • Longitude: -88.5537

    Address

  • Full Address: 306 Garnet St
  • Address - House Number: 306
  • Address - Street Name: Garnet
  • Address - Suffix Type: St
  • State: MI
  • City Name: Houghton
  • Carrier Code: C003
  • 4-Digit Zip Code: 1318
  • Zip Code: 49931

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,507

    Appraisal Valuation

  • Standard Deviation: 0.2167
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 70
  • Final Value: 287,730
  • High Value: 350,082
  • Low Value: 225,379

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $184,000
  • First Open Lien Mortgage Lender: RANGE BK NA
  • First Open Lien Mortgage Recording Date: Jan 27, 2021
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $184,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Building or Construction Loan
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2051

    Market Valuation

  • Market Total Value: $211,422

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $105,711

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 25, 2021
  • Current Sale Recording Date: Jan 27, 2021
  • Current Sale Transaction ID: 11859705337
  • Current Sale Price: $194,000
  • Current Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: RANGE BK NA
  • First Mortgage Transaction Date: Jan 27, 2021
  • First Mortgage Loan Amount: $184,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Building or Construction Loan
  • First Mortgage Loan Due Date: Feb 01, 2051

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Houghton



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Frequently Asked Questions

What neighborhood is 306 Garnet Street located in?
The 306 Garnet Street is a house located in the neighborhood of Houghton in Houghton, Houghton.
What is the average sales price for listings in 306 Garnet Street?
The average sales price for units in 306 Garnet Street is $0 currently.

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