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305 Stoney Creek Road Northwest

305 Stoney Creek Road Northwest, Cedar Rapids, IA 52405
Property in Linn
Sold Nov 20, 2017
$174,000
$156,600 by University Of Iowa Community C
Mortgage Due Dec 05, 2047
Sold May 17, 2005
$174,000
$156,000 by Phh Mortgage Services Corp
Mortgage Due Jun 01, 2035
305 Stoney Creek Road Northwest in Cedar Rapids, IA was first built in 1988 and is 36 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 305 Stoney Creek Road Northwest has 1,910 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 511 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 700 ft and the linear feet between the front and back of the lot is 700. In total, the area measurement of the land is 10,454 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a hip style roof made of asphalt. For those who need parking, there is a garage. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with steel control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of metal. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Nov 2, 2017 for $174,000. That's $91.10 per sqft. Prior to that sales transaction, the property was also sold in May 12, 2005 for $174,000. 305 Stoney Creek Road Northwest was last assessed in 2023. The total value of the property was assessed at $249,000. Specifically, the land the property is located on was valued at $51,800. While improvements on the property were assessed at a total of $197,200. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,826. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Average
  • Construction Type: Steel
  • Exterior Walls Type: Metal
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 511
  • Garage Type: Garage
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 10,454
  • Lot Size Depth Feet: 700
  • Lot Size Frontage Feet: 700
  • Total Building Area: 1,910
  • Building Area: 1,910
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,910
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STONEY POINT
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • Legal Description 1: STONEY POINT 7TH LOT 172

Ownership

  • Current Owner : TERRILL MATTHEW P
  • Current Owner 2: TERRILL ELIZABETH R
  • Previous Owner : CARTER RUSSELL J
  • Previous Owner 2: CARTER KIMBERLY A
  • Owner Before Previous Owner: GALLAGHER JULIE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cedar Rapids Community School District
  • School Tax School District: CEDAR RAPIDS
  • Census Tract: 010600

Geography

  • Parcel: 13-27-1-52-011-0-0000
  • Lot: 172
  • Meridian: SEC 27 TWN 83N RNG 8W
  • Municipality: CEDAR RAPIDS
  • Latitude: 41.9734
  • Longitude: -91.7617

    Address

  • Full Address: 305 Stoney Creek Rd Nw
  • Address - House Number: 305
  • Street Segment Direction: NW
  • Address - Street Name: Stoney Creek
  • Address - Suffix Type: Rd
  • State: IA
  • City Name: Cedar Rapids
  • Carrier Code: C034
  • 4-Digit Zip Code: 5320
  • Zip Code: 52405

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,826
  • Tax Rate Code Area: CEDAR RAPI

    Appraisal Valuation

  • Standard Deviation: 0.1696
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 78
  • Final Value: 286,456
  • High Value: 335,066
  • Low Value: 237,846

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $156,600
  • First Open Lien Mortgage Lender: UNIVERSITY OF IOWA COMMUNITY C
  • First Open Lien Mortgage Recording Date: Nov 20, 2017
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $156,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Dec 05, 2047

    Market Valuation

  • Market Total Value: $249,000
  • Market Land Value: $51,800
  • Market Improvement Value: $197,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $249,000
  • Assessed Land Value: $51,800
  • Assessed Improvements Value: $197,200

    Sales

  • Current Sale Contract Date: Nov 02, 2017
  • Current Sale Recording Date: Nov 20, 2017
  • Current Sale Transaction ID: 11310662648
  • Current Sale Price: $174,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: May 17, 2005
  • Previous Sale Contract Date: May 12, 2005
  • Previous Sale Amount: $174,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNIVERSITY OF IOWA COMMUNITY C
  • First Mortgage Transaction Date: Nov 20, 2017
  • First Mortgage Loan Amount: $156,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Dec 05, 2047

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: PHH MORTGAGE SERVICES CORP
  • Previous Mortgage Transaction Date: May 17, 2005
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $156,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Jun 01, 2035

About Cedar Rapids



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Frequently Asked Questions

What neighborhood is 305 Stoney Creek Road Northwest located in?
The 305 Stoney Creek Road Northwest is a located in the neighborhood of Linn in Cedar Rapids, Cedar Rapids.
What is the average sales price for listings in 305 Stoney Creek Road Northwest?
The average sales price for units in 305 Stoney Creek Road Northwest is $0 currently.

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