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305 Morgan Street

305 Morgan Street, Saint Charles, MO 63301
Property in Saint Charles
305 Morgan Street has been categorized by the local assessors in Saint Charles, MO as a commercial type of property. The building on the property was first built in 1900 and is 124 years old. The home has a total of 8 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 3 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 305 Morgan Street has 4,244 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 1,280 ft. The area measurement of the land has been determined as 19,200 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bi-level style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying both a porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The building has a hip style roof made of metal. The exterior walls of the building are made of brick. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Apr 23, 2020 for $540,000. That's $91.28 per sqft. Prior to that sales transaction, the property was also sold in Apr 5, 2013 for $170,000. 305 Morgan Street was last assessed in 2023. The total value of the property was assessed at $110,103. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,744. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

0 Past Sales

Date Unit Beds Baths Sqft Price Closed Owner Listed By

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Bi-level
  • Exterior Walls Type: Brick
  • Roof Shape Type: Hip
  • Roof Cover Type: Metal
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,672
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 19,200
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,280
  • Total Building Area: 5,916
  • Gross Building Area: 5,916
  • Building Area: 5,916
  • Building Area Measurement: Gross Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 4,244
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Commercial
  • Subdivision: CITY/ST CHARLES
  • Land Acres: 0.441
  • Standard Land Use Code: Commercial (general)
  • County Land Use Code: Surface rights (grazing, timber, coal)
  • Legal Description 1: PT CITY BLK 97

Ownership

  • Current Owner : REED JAMES
  • Current Owner 2: REED MEGHAN
  • Previous Owner : RYAN JILL
  • Owner Before Previous Owner: SCHWARZ JOHN
  • Owner Before Previous Owner 2: ODOR SCHARZ ILDIKO I

Neighborhood

  • School District Name: St. Charles R-VI School District
  • School Tax School District: ST CHARLES
  • Census Tract: 310400

Zoning

  • Zoning: AF2

Geography

  • Account Number: 008600A000
  • District: 206
  • Parcel: 6-009A-B097-00-0001.0000000
  • Block: 97
  • Lot: 1
  • Municipality: ST CHARLES
  • Latitude: 38.7889
  • Longitude: -90.4804

    Address

  • Full Address: 305 Morgan St
  • Address - House Number: 305
  • Address - Street Name: Morgan
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C006
  • 4-Digit Zip Code: 2065
  • Zip Code: 63301

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,744
  • Tax Rate Code Area: 6

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $512,000
  • First Open Lien Mortgage Lender: FIRST STATE BANK OF ST CHARLES
  • First Open Lien Mortgage Recording Date: Apr 23, 2020
  • First Open Lien Mortgage Loan Amount: $432,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2050
  • Second Open Lien Mortgage Lender: ELECTRO SAVINGS CU
  • Second Open Lien Mortgage Recording Date: Jul 17, 2020
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $80,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jul 26, 2040

    Market Valuation

  • Market Total Value: $513,344
  • Market Land Value: $55,968
  • Market Improvement Value: $457,376

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $110,103

    Sales

  • Current Sale Contract Date: Apr 23, 2020
  • Current Sale Recording Date: Apr 23, 2020
  • Current Sale Transaction ID: 11757356224
  • Current Sale Price: $540,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20200423000256370
  • Previous Sale Recording Date: Apr 08, 2013
  • Previous Sale Contract Date: Apr 05, 2013
  • Previous Sale Amount: $170,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST STATE BANK OF ST CHARLES
  • First Mortgage Transaction Date: Apr 23, 2020
  • First Mortgage Loan Amount: $432,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FIRST STATE BANK OF ST CHARLES
  • Previous Mortgage Transaction Date: Apr 08, 2013
  • Previous Mortgage Loan Amount: $170,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage

About Saint Charles



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Frequently Asked Questions

What neighborhood is 305 Morgan Street located in?
The 305 Morgan Street is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 305 Morgan Street?
The average sales price for units in 305 Morgan Street is $0 currently.

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