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3040 Fords Mill Road

3040 Fords Mill Road, Versailles, KY 40383
House in Woodford
Sold Aug 13, 2019
$400,000
$320,000 by Guardian Savings Bank Fsb
Mortgage Due Sep 01, 2049
Sold Jun 04, 2008
$270,000
$265,828 by Fifth Third Mortgage Company
Mortgage Due Jun 01, 2038
3040 Fords Mill Road has been categorized by the local assessors in Versailles, KY as a residential type of property. The home has a total of 3 bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 3040 Fords Mill Road has 3,172 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 218,236 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. According to our sources, there are a total of 3 available parking spaces. The exterior walls of the building are made of brick veneer. The property was last sold in Aug 9, 2019 for $400,000. That's $126.10 per sqft. Prior to that sales transaction, the property was also sold in May 15, 2008 for $270,000. 3040 Fords Mill Road was last assessed in 2023. The total value of the property was assessed at $420,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,456. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Exterior Walls Type: Brick veneer
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 218,236
  • Total Building Area: 3,172
  • Building Area: 3,172
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 3,172
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 5.01
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HOUSE

Ownership

  • Current Owner : RATLIFF JASON
  • Current Owner 2: RATLIFF JENNIFER
  • Previous Owner : GORDON DONALD
  • Previous Owner 2: GORDON DEBORAH
  • Owner Before Previous Owner: MCDONALD LINDA FAYE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Woodford County School District
  • School Tax School District: COUNTY
  • Census Tract: 050200

Zoning

  • Zoning: RR

Geography

  • Account Number: 32362
  • Parcel: 23-0000-072-01
  • Municipality: COUNTY
  • Latitude: 37.9263
  • Longitude: -84.7534

    Address

  • Full Address: 3040 Fords Mill Rd
  • Address - House Number: 3040
  • Address - Street Name: Fords Mill
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Versailles
  • Carrier Code: R002
  • 4-Digit Zip Code: 8793
  • Zip Code: 40383

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,456

    Appraisal Valuation

  • Standard Deviation: 0.1956
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 73
  • Final Value: 648,475
  • High Value: 775,378
  • Low Value: 521,572

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $360,000
  • First Open Lien Mortgage Lender: GUARDIAN SAVINGS BANK FSB
  • First Open Lien Mortgage Recording Date: Aug 13, 2019
  • First Open Lien Mortgage Loan Amount: $320,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049
  • Second Open Lien Mortgage Lender: UNIVERSITY OF KENTUCKY FCU
  • Second Open Lien Mortgage Recording Date: Oct 24, 2019
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $420,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $420,000

    Sales

  • Current Sale Contract Date: Aug 09, 2019
  • Current Sale Recording Date: Aug 13, 2019
  • Current Sale Transaction ID: 11707851191
  • Current Sale Price: $400,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 83228
  • Previous Sale Recording Date: Jun 04, 2008
  • Previous Sale Contract Date: May 15, 2008
  • Previous Sale Amount: $270,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARDIAN SAVINGS BANK FSB
  • First Mortgage Transaction Date: Aug 13, 2019
  • First Mortgage Loan Amount: $320,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: FIFTH THIRD MORTGAGE COMPANY
  • Previous Mortgage Transaction Date: Jun 04, 2008
  • Previous Mortgage Loan Amount: $265,828
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Jun 01, 2038

About Woodford



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Frequently Asked Questions

What neighborhood is 3040 Fords Mill Road located in?
The 3040 Fords Mill Road is a house located in the neighborhood of Woodford in Woodford, Versailles.
What is the average sales price for listings in 3040 Fords Mill Road?
The average sales price for units in 3040 Fords Mill Road is $0 currently.

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