Check Availability

304 Congress Street

304 Congress Street, Mobile, AL 36603
Sold May 29, 2020
$355,000
$307,030 by Fairway Independent Mortgage C
Mortgage Due Jun 01, 2050
Sold Jul 31, 1998
$130,000
$80,000 by Fleet Mtg
Mortgage Due Aug 01, 2028
304 Congress Street in Mobile, AL was first built in 1971 and is 53 years old. Although, the building on the property was most recently renovated and altered in 2008. This has been categorized as a residential property type. There are a total of 2 floors. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 304 Congress Street has 2,532 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 600 ft and the linear feet between the front and back of the lot is 1,120. In total, the area measurement of the land is 6,720 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable or hip style roof made of asphalt. The exterior walls of the home are made of stucco. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 304 Congress Street sold most recently in May 27, 2020 for a total of $355,000. If you work out the math, that's approximately a cost of $129.66 per sqft. Before that, the property was also sold for $130,000 in Jul 30, 1998. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,204 in taxes each year. 304 Congress Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $35,590. If we break it down further, the land itself was valued at $3,360. Improvements to the property, however, were assessed at a total of $32,230. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 2008
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,720
  • Lot Size Depth Feet: 1,120
  • Lot Size Frontage Feet: 600
  • Total Building Area: 2,738
  • Building Area: 2,738
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,532
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CONTI WASHINGTON ST MICHAEL
  • Land Acres: 0.154
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 2 DETONTI SQ COMMUNITY DEV PROGRAM BLK 554 MAP TWO MBK 34/97 #SEC 40 T4S R1W #MP29 06 40 0 003

Ownership

  • Current Owner : NORMAN CARL WILLIAM
  • Current Owner 2: KANE KELLY J
  • Previous Owner : GOFF SUSAN M
  • Owner Before Previous Owner: WENTE WILLIAM A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mobile County School District
  • Census Tract: 000200

Geography

  • Account Number: 00737457
  • Parcel: 29 06 40 0 003 060.XXX
  • Block: 554
  • Lot: 2
  • Meridian: SEC 40 TWN 4S RNG 1W
  • Municipality: MOBILE
  • Latitude: 30.696
  • Longitude: -88.0477

    Address

  • Full Address: 304 Congress St
  • Legal Unit: Y
  • Address - House Number: 304
  • Address - Street Name: Congress
  • Address - Suffix Type: St
  • State: AL
  • City Name: Mobile
  • Carrier Code: C016
  • 4-Digit Zip Code: 6410
  • Zip Code: 36603

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,204

    Appraisal Valuation

  • Standard Deviation: 0.483
  • Valuation Date: Oct 25, 2023
  • Confidence Score: 3
  • Final Value: 410,841
  • High Value: 609,295
  • Low Value: 212,386

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $307,030
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: May 29, 2020
  • First Open Lien Mortgage Loan Amount: $307,030
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2050

    Market Valuation

  • Market Total Value: $355,900
  • Market Land Value: $33,600
  • Market Improvement Value: $322,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $35,590
  • Assessed Land Value: $3,360
  • Assessed Improvements Value: $32,230

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 27, 2020
  • Current Sale Recording Date: May 29, 2020
  • Current Sale Transaction ID: 11763325279
  • Current Sale Price: $355,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020031491
  • Previous Sale Recording Date: Jul 31, 1998
  • Previous Sale Contract Date: Jul 30, 1998
  • Previous Sale Amount: $130,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: May 29, 2020
  • First Mortgage Loan Amount: $307,030
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FLEET MTG
  • Previous Mortgage Transaction Date: Jul 31, 1998
  • Previous Mortgage Loan Amount: $80,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 01, 2028

About Central Business District



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 100 Royal Street N, Mobile, AL, 36602

$1,300 /mo

  • 1 Bed
  • 1 Bath
100 Royal Street N #3B, Mobile, AL, 36602 Listing by Jacob Napper

Frequently Asked Questions

What neighborhood is 304 Congress Street located in?
The 304 Congress Street is a located in the neighborhood of Central Business District in Central Business District, Mobile.
What is the average sales price for listings in 304 Congress Street?
The average sales price for units in 304 Congress Street is $0 currently.

Nearby Counties
Quantcast