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302 East Filer Street

302 East Filer Street, Ludington, MI 49431
Property in Ludington
Sold Aug 16, 2016
$139,000
$156,800 by Mortgage 1 Incorporated
Mortgage Due Mar 01, 2051
Sold Mar 07, 1983
Transfer
Local assessors in Ludington, MI have categorized 302 East Filer Street as a residential type of property. The property's lot size has been calculated to be 5,663 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from none system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 302 East Filer Street sold most recently in Aug 11, 2016 for a total of $139,000. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $0 in taxes each year. 302 East Filer Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $74,200. If we break it down further, the land itself was valued at $74,200. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,663
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: None
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: ORIGINAL - LUDINGTON
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ORIGINAL PLAT N 98 FT OF LOT 2 BLOCK 45 ALSO INCL. ORIGINAL PLAT S 42 FT OF LOT 2 BLOCK 45.

Ownership

  • Current Owner : ASHTON KATHY J
  • Previous Owner : GUNDY TOM S
  • Previous Owner 2: GUNDY PATRICIA M
  • Owner Before Previous Owner: SPENCE EVA R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ludington Area School District
  • School Tax School District: LUDINGTON
  • School Tax District Code 2: LUDINGTON
  • School Tax District Code 3: LUDINGTON
  • Census Tract: 950500

Geography

  • District: 051
  • Parcel: 051-545-002-00
  • Block: 45
  • Lot: 2
  • Municipality: CITY OF LUDINGTON
  • Latitude: 43.9533
  • Longitude: -86.4447

    Address

  • Full Address: 302 E Filer St
  • Address - House Number: 302
  • Street Direction: E
  • Address - Street Name: Filer
  • Address - Suffix Type: St
  • State: MI
  • City Name: Ludington
  • Carrier Code: C004
  • 4-Digit Zip Code: 2145
  • Zip Code: 49431

Valuation

    Tax

  • Tax Amount: $0
  • Tax Rate Code Area: 051

    Appraisal Valuation

  • Standard Deviation: 0.2594
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 63
  • Final Value: 249,953
  • High Value: 314,816
  • Low Value: 185,091

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $156,800
  • First Open Lien Mortgage Lender: MORTGAGE 1 INCORPORATED
  • First Open Lien Mortgage Recording Date: Feb 25, 2021
  • First Open Lien Mortgage Loan Amount: $156,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2051

    Market Valuation

  • Market Total Value: $148,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $74,200
  • Assessed Land Value: $74,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 11, 2016
  • Current Sale Recording Date: Aug 16, 2016
  • Current Sale Transaction ID: 1884498657
  • Current Sale Price: $139,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2016R04459
  • Previous Sale Recording Date: Mar 07, 1983
  • Previous Sale Contract Date: Mar 07, 1983
  • Previous Sale Document Type: Quit Claim Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Aug 16, 2016
  • First Mortgage Loan Amount: $134,830
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Sep 01, 2046

About Ludington



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Nearby Rentals

Unit for rent at 420 N Ferry Street, Ludington, MI, 49431

$1,650 /mo

  • 2 Beds
  • 2 Baths
  • 1,120 ft²
420 N Ferry Street, Ludington, MI, 49431 Listing by Roxanne McIntyre

Frequently Asked Questions

What neighborhood is 302 East Filer Street located in?
The 302 East Filer Street is a located in the neighborhood of Ludington in Ludington, Ludington.
What is the average sales price for listings in 302 East Filer Street?
The average sales price for units in 302 East Filer Street is $0 currently.

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