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302 Cumberland Street

302 Cumberland Street, Lolo, MT 59847
Property in Missoula
Sold Nov 19, 2021
$550,000
$440,000 by First Security Bank Of Missoul
Mortgage Due Dec 01, 2051
Sold Aug 02, 2017
$270,000
$216,000 by Guild Mortgage Co
Mortgage Due Sep 01, 2047
Local assessors in Lolo, MT have categorized 302 Cumberland Street as a residential type of property. The home was built in 1974 and is 50 years old. It was most recently renovated and altered in 2000. The property's lot size has been calculated to be 26,572 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bi-level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 302 Cumberland Street has a total of 2,392 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement with daylight that is 1,508 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a hot water heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 302 Cumberland Street sold most recently in Oct 27, 2021 for a total of $550,000. If you work out the math, that's approximately a cost of $182.36 per sqft. Before that, the property was also sold for $270,000 in Aug 1, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,531 in taxes each year. 302 Cumberland Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $468,100. If we break it down further, the land itself was valued at $127,473. Improvements to the property, however, were assessed at a total of $340,627. The property's total market value has been marked the same as the total assessed value which is pretty typical. The process of purchasing a home may seem daunting and challenging for many first-time prospective homebuyers. No worries! We've broken down the overall homebuying process into detailed steps and have also included a breakdown on the general amount of time you'll need for each step you have to take. For example, most people don't know that the most important first step of any home buying process is to get pre-approved for a mortgage! With a few months of hard work, you will soon be the proud owner of your property and home.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1974
  • Effective Year Built: 2000
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Bi-level
  • Exterior Walls Type: Combination
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement with daylight
  • Basement Area: 1,508
  • Garage Type: Garage
  • Parking Space Count: 3
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 26,572
  • Total Building Area: 3,016
  • Gross Building Area: 3,016
  • Building Area: 2,392
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 2,392
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: WEST VIEW # 2
  • Land Acres: 0.61
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WEST VIEW # 2, S27, T12 N, R20 W, LOT 1A, TRAVELERS REST ESTATES

Ownership

  • Current Owner : FONG KEVIN
  • Current Owner 2: FONG ELIZABETH
  • Previous Owner : ANDERSON SUSAN M
  • Previous Owner 2: ANDERSON DANIEL SUSAN
  • Owner Before Previous Owner: MILLIGER GREGORY C
  • Owner Before Previous Owner 2: MILLIGER LAURA L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Missoula High School District
  • Census Tract: 001502

Zoning

  • Zoning: 1

Geography

  • Account Number: 0000732208
  • Parcel: 04-2092-27-3-12-01-0000
  • Block: 16
  • Lot: 1A
  • Municipality: LOLO
  • Latitude: 46.7617
  • Longitude: -114.092

    Address

  • Full Address: 302 Cumberland St
  • Address - House Number: 302
  • Address - Street Name: Cumberland
  • Address - Suffix Type: St
  • State: MT
  • City Name: Lolo
  • Carrier Code: H086
  • 4-Digit Zip Code: 9604
  • Zip Code: 59847

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,531
  • Tax Rate Code Area: 3588

    Appraisal Valuation

  • Standard Deviation: 0.2597
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 63
  • Final Value: 610,043
  • High Value: 768,471
  • Low Value: 451,614

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $440,000
  • First Open Lien Mortgage Lender: FIRST SECURITY BANK OF MISSOUL
  • First Open Lien Mortgage Recording Date: Nov 19, 2021
  • First Open Lien Mortgage Loan Amount: $440,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $468,100
  • Market Land Value: $127,473
  • Market Improvement Value: $340,627

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $468,100
  • Assessed Land Value: $127,473
  • Assessed Improvements Value: $340,627

    Sales

  • Current Sale Contract Date: Oct 27, 2021
  • Current Sale Recording Date: Nov 19, 2021
  • Current Sale Transaction ID: 11868722918
  • Current Sale Price: $550,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202128938
  • Previous Sale Recording Date: Aug 02, 2017
  • Previous Sale Contract Date: Aug 01, 2017
  • Previous Sale Amount: $270,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST SECURITY BANK OF MISSOUL
  • First Mortgage Transaction Date: Nov 19, 2021
  • First Mortgage Loan Amount: $440,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: GUILD MORTGAGE CO
  • Previous Mortgage Transaction Date: Aug 02, 2017
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $216,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2047

About Lolo



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Frequently Asked Questions

What neighborhood is 302 Cumberland Street located in?
The 302 Cumberland Street is a located in the neighborhood of Missoula in Lolo, Lolo.
What is the average sales price for listings in 302 Cumberland Street?
The average sales price for units in 302 Cumberland Street is $0 currently.

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