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3 West Elm Street

3 West Elm Street, Alton, IL 62002
House in Alton
Sold Sep 19, 2019
$67,500
$66,276 by Regions Bank
Mortgage
Sold Jun 15, 2018
$28,000
3 West Elm Street has been categorized by the local assessors in Alton, IL as a residential type of property. The building on the property was first built in 1941 and is 83 years old. The building has a total of 2 stories. In addition, 3 West Elm Street has 1,452 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,200 ft and across the front of the lot is 510 ft. The area measurement of the land has been determined as 6,120 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 240 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a porch. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of shingle (not wood). The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3 West Elm Street was last sold in Sep 7, 2019 for $67,500. According to our calculations, that's $46.49 per sqft. Prior to that sales transaction, the property was sold for $28,000 in May 25, 2018. Current property owners are expected to pay $1,702 in taxes per year. The property on 3 West Elm Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $25,400. To break that down further, the land itself was valued at $2,370. While improvements to the property were assessed at a total of $23,030. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Block Exterior

Parking

Street Parking
Off Street Parking
Accessible Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1941
  • Effective Year Built: 1941
  • Bedroom Count: 0
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 240
  • Parking Space Count: 1
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 6,120
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 510
  • Total Building Area: 1,452
  • Building Area: 1,452
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,452
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MOUNIERS SECOND SUBD
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT LT 2 BLK 4 HAWLEY & LOWES

Ownership

  • Current Owner : WILEY JESSICA E
  • Previous Owner : VERTINO LLC
  • Owner Before Previous Owner: FINANCE OF AMERICA REVERSE LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Alton Community Unit School District 11
  • School Tax School District: 070
  • Census Tract: 402200

Geography

  • District: 23
  • Parcel: 23-2-07-02-07-202-022
  • Lot: 14&15
  • Municipality: ALTON
  • Latitude: 38.9207
  • Longitude: -90.184

    Address

  • Full Address: 3 W Elm St
  • Address - House Number: 3
  • Street Direction: W
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: IL
  • City Name: Alton
  • Carrier Code: C038
  • 4-Digit Zip Code: 5120
  • Zip Code: 62002

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,702
  • Tax Rate Code Area: 200

    Appraisal Valuation

  • Standard Deviation: 0.1375
  • Valuation Date: Jun 14, 2023
  • Confidence Score: 72
  • Final Value: 100,090
  • High Value: 113,857
  • Low Value: 86,322

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $70,446
  • First Open Lien Mortgage Lender: REGIONS BANK
  • First Open Lien Mortgage Recording Date: Sep 19, 2019
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $66,276
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Lender: MADISON COUNTY (IL)
  • Second Open Lien Mortgage Recording Date: Sep 20, 2019
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $4,170
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $76,200
  • Market Land Value: $7,110
  • Market Improvement Value: $69,090

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $25,400
  • Assessed Land Value: $2,370
  • Assessed Improvements Value: $23,030

    Sales

  • Current Sale Contract Date: Sep 07, 2019
  • Current Sale Recording Date: Sep 19, 2019
  • Current Sale Transaction ID: 11657787548
  • Current Sale Price: $67,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019R30076
  • Previous Sale Recording Date: Jun 15, 2018
  • Previous Sale Contract Date: May 25, 2018
  • Previous Sale Amount: $28,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: REGIONS BANK
  • First Mortgage Transaction Date: Sep 19, 2019
  • First Mortgage Loan Amount: $66,276
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Alton



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Nearby Rentals

Unit for rent at

$1,900 /mo

  • 1 Bed
  • 1 Bath
Unit for rent at

$2,275 /mo

  • 2 Beds
  • 2 Baths
  • 1,046 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 3 West Elm Street located in?
The 3 West Elm Street is a house located in the neighborhood of Alton in Alton, Alton.
What is the average sales price for listings in 3 West Elm Street?
The average sales price for units in 3 West Elm Street is $69,950 , or $52/sqft. currently.

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