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2978 Fruit Street

2978 Fruit Street, Algonac, MI 48001
House in Clay
Sold Jan 24, 2022
$121,000
$114,950 by Amerifirst Financial Corporati
Mortgage Due Feb 01, 2052
Sold Jan 19, 2018
$67,000
$64,655 by Huntington National Bank
Mortgage
This has been categorized as a residential property type. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 2978 Fruit Street has 845 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 650 ft and the linear feet between the front and back of the lot is 1,230. In total, the area measurement of the land is 11,326 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. The garage is 576 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of D. As for heating, the home is utilizing a forced air unit. The property was last sold in Jan 5, 2022 for $121,000. That's $143.20 per sqft. Prior to that sales transaction, the property was also sold in Dec 22, 2017 for $67,000. 2978 Fruit Street was last assessed in 2023. The total value of the property was assessed at $52,100. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,021. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: D
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,326
  • Lot Size Depth Feet: 1,230
  • Lot Size Frontage Feet: 650
  • Total Building Area: 845
  • Building Area: 845
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 845
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROY T GILBERTS PLAT#17
  • Land Acres: 0.26
  • Standard Land Use Code: Single family residential
  • Legal Description 1: E'LY 65' OF THE S'LY 123' OF THE W'LY 125' OF LOT 1321 ROY T GILBERT'S PLAT NO. 17 SPLIT ON 09/08/2006 FROM 14-541-0146-000;

Ownership

  • Current Owner : SMITH MICHELE L
  • Current Owner 2: SMITH HIRAM J
  • Previous Owner : SCHUCHARD THERESA A
  • Owner Before Previous Owner: MILLENNIUM REI LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Algonac Community School District
  • Census Tract: 646000

Zoning

  • Zoning: R-1

Geography

  • Assessors Map Reference: 541-1321 B
  • District: 14
  • Section: 4
  • Parcel: 74-14-541-0146-001
  • Lot: 1321
  • Meridian: SEC 04 TWN 02N RNG 16E
  • Municipality: CLAY TOWNSHIP
  • Latitude: 42.6233
  • Longitude: -82.5542

    Address

  • Full Address: 2978 Fruit St
  • Legal Unit: 1321
  • Address - House Number: 2978
  • Address - Street Name: Fruit
  • Address - Suffix Type: St
  • State: MI
  • City Name: Clay
  • Carrier Code: R004
  • 4-Digit Zip Code: 4611
  • Zip Code: 48001

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,021
  • Tax Rate Code Area: 14

    Appraisal Valuation

  • Standard Deviation: 0.249
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 64
  • Final Value: 140,485
  • High Value: 175,472
  • Low Value: 105,498

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $114,950
  • First Open Lien Mortgage Lender: AMERIFIRST FINANCIAL CORPORATI
  • First Open Lien Mortgage Recording Date: Jan 24, 2022
  • First Open Lien Mortgage Loan Amount: $114,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Market Valuation

  • Market Total Value: $104,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $52,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 05, 2022
  • Current Sale Recording Date: Jan 24, 2022
  • Current Sale Transaction ID: 11878882200
  • Current Sale Price: $121,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1761
  • Previous Sale Recording Date: Jan 19, 2018
  • Previous Sale Contract Date: Dec 22, 2017
  • Previous Sale Amount: $67,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERIFIRST FINANCIAL CORPORATI
  • First Mortgage Transaction Date: Jan 24, 2022
  • First Mortgage Loan Amount: $114,950
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: HUNTINGTON NATIONAL BANK
  • Previous Mortgage Transaction Date: Jan 19, 2018
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $64,655
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About St. Clair



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Nearby Rentals

Unit for rent at 9231 Harbor Ln., Clay Township, MI, 48001

$1,399 /mo

  • 3 Beds
  • 2 Baths
9231 Harbor Ln. #246, Clay Township, MI, 48001 Listing by Tracy Mangas

Frequently Asked Questions

What neighborhood is 2978 Fruit Street located in?
The 2978 Fruit Street is a house located in the neighborhood of Clay in St. Clair, Algonac.
What is the average sales price for listings in 2978 Fruit Street?
The average sales price for units in 2978 Fruit Street is $0 currently.

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