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292 Spring Drive

292 Spring Drive, Saint Charles, MO 63303
Property in Saint Charles
Sold Feb 16, 2022
$329,840
$248,000 by Fairway Independent Mortgage C
Mortgage Due Mar 01, 2052
Sold May 20, 2020
$229,100
$183,300 by Flat Branch Home Loans Inc
Mortgage Due Jun 01, 2035
Local assessors in Saint Charles, MO have categorized 292 Spring Drive as a residential type of property. The home was built in 1992 and is 32 years old. The property's lot size has been calculated to be 9,583 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 292 Spring Drive has a total of 1,593 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Feb 14, 2022 for $329,840. That's $93.76 per sqft. Prior to that sales transaction, the property was also sold in May 14, 2020 for $229,100. 292 Spring Drive was last assessed in 2023. The total value of the property was assessed at $56,611. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,992. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Vinyl Siding

Parking

Attached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,505
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,583
  • Total Building Area: 3,518
  • Gross Building Area: 3,518
  • Building Area: 1,593
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,593
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: OXFORD CROSSING
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential
  • Legal Description 1: OXFORD CROSSING LOT 121

Ownership

  • Current Owner : NGUYEN THAO
  • Previous Owner : BRITTON CLAYTON D
  • Previous Owner 2: BRITTON JESSICA
  • Owner Before Previous Owner: BRITTON CLAYTON D
  • Owner Before Previous Owner 2: BRITTON JESSICA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: St. Charles R-VI School District
  • School Tax School District: ST CHARLES
  • Census Tract: 310903

Geography

  • Account Number: A936000121
  • District: 206
  • Parcel: 6-0011-6815-00-0121.0000000
  • Lot: 121
  • Municipality: ST CHARLES
  • Latitude: 38.7839
  • Longitude: -90.5548

    Address

  • Full Address: 292 Spring Dr
  • Address - House Number: 292
  • Address - Street Name: Spring
  • Address - Suffix Type: Dr
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: R032
  • 4-Digit Zip Code: 3001
  • Zip Code: 63303

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,992
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.2053
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 72
  • Final Value: 338,428
  • High Value: 407,917
  • Low Value: 268,940

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $248,000
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Feb 16, 2022
  • First Open Lien Mortgage Loan Amount: $248,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Market Valuation

  • Market Total Value: $297,952
  • Market Land Value: $55,000
  • Market Improvement Value: $242,952

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $56,611

    Sales

  • Current Sale Contract Date: Feb 14, 2022
  • Current Sale Recording Date: Feb 16, 2022
  • Current Sale Transaction ID: 11879820742
  • Current Sale Price: $329,840
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 9477
  • Previous Sale Recording Date: May 20, 2020
  • Previous Sale Contract Date: May 14, 2020
  • Previous Sale Amount: $229,100
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Feb 16, 2022
  • First Mortgage Loan Amount: $248,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • Previous Mortgage Transaction Date: May 20, 2020
  • Previous Mortgage Loan Amount: $183,300
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2035

About Saint Charles



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Frequently Asked Questions

What neighborhood is 292 Spring Drive located in?
The 292 Spring Drive is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 292 Spring Drive?
The average sales price for units in 292 Spring Drive is $0 currently.

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