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2903 Providence Drive Southwest

2903 Providence Drive Southwest, Decatur, AL 35603
Property in Morgan
Sold May 30, 2006
$8,500
$165,938 by Everett Financial Inc
Mortgage Due Jul 01, 2049
Local assessors in Decatur, AL have categorized 2903 Providence Drive Southwest as a residential type of property. The home was built in 1990 and is 34 years old. The property's lot size has been calculated to be 12,320 square feet. The linear feet between the front and back of the lot was measured at 1,400 ft and the front of the lot was measured at 920 ft. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2903 Providence Drive Southwest has a total of 2,030 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is fair. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in May 26, 2006 for $8,500. That's $4.19 per sqft. 2903 Providence Drive Southwest was last assessed in 2023. The total value of the property was assessed at $19,670. Specifically, the land the property is located on was valued at $3,110. While improvements on the property were assessed at a total of $16,560. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $0. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Fair
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 12,320
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 920
  • Total Building Area: 2,030
  • Building Area: 2,030
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,030
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HURST
  • Land Acres: 0.282
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT #27, WOODHURST S/D ADD #2 SEC 2-T6S-R5W, MB 8, PAGE 21

Ownership

  • Current Owner : MULHERN MARY ANN
  • Previous Owner : MCMINN MARK
  • Previous Owner 2: MCMINN JOY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Decatur City School District
  • School Tax School District: DECATUR
  • Census Tract: 005107

Geography

  • Account Number: 109932
  • Parcel: 13-01-02-2-000-210.000
  • Lot: 27
  • Meridian: SEC 02 TWN 6S RNG 5W
  • Municipality: DECATUR
  • Latitude: 34.5552
  • Longitude: -87.0309

    Address

  • Full Address: 2903 Providence Dr Sw
  • Address - House Number: 2903
  • Street Segment Direction: SW
  • Address - Street Name: Providence
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Decatur
  • Carrier Code: R009
  • 4-Digit Zip Code: 1187
  • Zip Code: 35603

Valuation

    Tax

  • Total Area: 2,393
  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.4582
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 8
  • Final Value: 182,369
  • High Value: 265,943
  • Low Value: 98,794

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $192,216
  • First Open Lien Mortgage Lender: EVERETT FINANCIAL INC
  • First Open Lien Mortgage Recording Date: Jul 01, 2019
  • First Open Lien Mortgage Loan Amount: $165,938
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2049
  • Second Open Lien Mortgage Lender: CENLAR FSB
  • Second Open Lien Mortgage Recording Date: Sep 16, 2021
  • Second Open Lien Mortgage Loan Amount: $21,177
  • Second Open Lien Mortgage Term: 333
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: 2nd Mortgage made to cover Down Payment
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2049
  • Third Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Third Open Lien Mortgage Recording Date: Jul 18, 2023
  • Third Open Lien Mortgage Loan Amount: $5,101
  • Third Open Lien Mortgage Term: 311
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: FHA
  • Third Open Lien Mortgage Loan Due Date: Jul 01, 2049

    Market Valuation

  • Market Total Value: $196,700
  • Market Land Value: $31,100
  • Market Improvement Value: $165,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $19,670
  • Assessed Land Value: $3,110
  • Assessed Improvements Value: $16,560

    Exemptions

  • Disabled Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 26, 2006
  • Current Sale Recording Date: May 30, 2006
  • Current Sale Transaction ID: 1001604272
  • Current Sale Price: $8,500
  • Current Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CASTLE MORTGAGE CORP
  • First Mortgage Transaction Date: May 30, 2006
  • First Mortgage Loan Amount: $158,650
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2036

About Decatur



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Frequently Asked Questions

What neighborhood is 2903 Providence Drive Southwest located in?
The 2903 Providence Drive Southwest is a located in the neighborhood of Morgan in Decatur, Decatur.
What is the average sales price for listings in 2903 Providence Drive Southwest?
The average sales price for units in 2903 Providence Drive Southwest is $0 currently.

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