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29 Upper Loudon Road

29 Upper Loudon Road, Albany, NY 12211
House in Colonie
Sold Mar 31, 2004
$385,000
$300,000 by State Employees Fcu
Mortgage Due Feb 01, 2050
29 Upper Loudon Road in Albany, NY was first built in 1920 and is 104 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 29 Upper Loudon Road has 2,453 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 17,424 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 378 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 29 Upper Loudon Road sold most recently in Mar 26, 2004 for a total of $385,000. If you work out the math, that's approximately a cost of $156.95 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,745 in taxes each year. 29 Upper Loudon Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $220,000. If we break it down further, the land itself was valued at $55,000. Improvements to the property, however, were assessed at a total of $165,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Cedar Siding
Stone Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 378
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 17,424
  • Total Building Area: 2,453
  • Building Area: 2,453
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,453
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.4
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 45 N-27 E-UP LOUDON RD C-19-00

Ownership

  • Current Owner : LARKIN JOHN W MARY ANN
  • Previous Owner : OBERTING SUZANNE H
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: North Colonie Central School District
  • School Tax School District: NORTH COLONIE
  • Census Tract: 013706

Zoning

  • Zoning: 04 - FARM

Geography

  • Account Number: 04300300050430000000
  • District: 012689
  • Section: 43.03
  • Parcel: 012689 43.3-5-43
  • Block: 5
  • Lot: 43.000
  • Municipality: COLONIE (TOV)
  • Latitude: 42.7032
  • Longitude: -73.7646

    Address

  • Full Address: 29 Upper Loudon Rd
  • Address - House Number: 29
  • Address - Street Name: Upper Loudon
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Albany
  • Carrier Code: C041
  • 4-Digit Zip Code: 1640
  • Zip Code: 12211

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,745
  • Tax Rate Code Area: 012605

    Appraisal Valuation

  • Standard Deviation: 0.2103
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 71
  • Final Value: 527,477
  • High Value: 638,438
  • Low Value: 416,516

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $304,476
  • First Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • First Open Lien Mortgage Recording Date: Feb 04, 2020
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $300,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Assumption
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050
  • Second Open Lien Mortgage Lender: SEFCU
  • Second Open Lien Mortgage Recording Date: Feb 22, 2022
  • Second Open Lien Mortgage Loan Amount: $4,476
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Market Valuation

  • Market Total Value: $431,400
  • Market Land Value: $107,850
  • Market Improvement Value: $323,550

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $220,000
  • Assessed Land Value: $55,000
  • Assessed Improvements Value: $165,000

    Sales

  • Current Sale Contract Date: Mar 26, 2004
  • Current Sale Recording Date: Mar 31, 2004
  • Current Sale Transaction ID: 1193441324
  • Current Sale Price: $385,000
  • Current Sale Document Type: Warranty Deed

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Frequently Asked Questions

What neighborhood is 29 Upper Loudon Road located in?
The 29 Upper Loudon Road is a house located in the neighborhood of Colonie in Albany, Albany.
What is the average sales price for listings in 29 Upper Loudon Road?
The average sales price for units in 29 Upper Loudon Road is $0 currently.

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