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2889 Kyle Circle

2889 Kyle Circle, Loveland, CO 80537
Property in Larimer
Sold Dec 18, 2008
$370,000
$230,500 by Elevations Cu
Mortgage Due May 01, 2035
Sold Nov 05, 1997
$265,000
$206,000 by American Western Mtg
Mortgage Due Nov 01, 2027
Local assessors in Loveland, CO have categorized 2889 Kyle Circle as a residential type of property. The home was built in 1997 and is 27 years old. The property's lot size has been calculated to be 31,653 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bi-level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2889 Kyle Circle has a total of 2,336 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 852 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable style roof that was made of wood shake/ shingles. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Dec 11, 2008 for $370,000. That's $86.85 per sqft. Prior to that sales transaction, the property was also sold in Oct 30, 1997 for $265,000. 2889 Kyle Circle was last assessed in 2024. The total value of the property was assessed at $53,962. Specifically, the land the property is located on was valued at $11,055. While improvements on the property were assessed at a total of $42,907. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,634. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 13
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Frame
  • Building Style: Bi-level
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,072
  • Garage Type: Attached
  • Garage Square Area: 852
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 31,653
  • Total Building Area: 4,260
  • Gross Building Area: 4,260
  • Building Area: 2,336
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,336
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BONNELL WEST PUD
  • Land Acres: 0.727
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 4, BONNELL WEST PUD, 3RD FIL

Ownership

  • Current Owner : ECHELBERGER MICHELLE A
  • Current Owner 2: GAY MICHAEL L
  • Previous Owner : BERTRON REGENA L
  • Owner Before Previous Owner: ROTH CONSTRUCTION INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Thompson School District R-2J
  • Census Tract: 002010

Zoning

  • Zoning: FA1

Geography

  • Assessors Map Reference: 95312
  • Account Number: R1392590
  • Parcel: R1392590
  • Lot: 4
  • Meridian: SEC 31 TWN 5N RNG 69W
  • Municipality: OUTSIDE CITY LIMITS
  • Latitude: 40.3634
  • Longitude: -105.171

    Address

  • Full Address: 2889 Kyle Cir
  • Address - House Number: 2889
  • Address - Street Name: Kyle
  • Address - Suffix Type: Cir
  • State: CO
  • City Name: Loveland
  • Carrier Code: R002
  • 4-Digit Zip Code: 9096
  • Zip Code: 80537

Valuation

    Tax

  • Total Area: 3,408
  • Tax Year: 2023
  • Tax Amount: $4,634
  • Tax Rate Code Area: 2023

    Appraisal Valuation

  • Standard Deviation: 0.1352
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 84
  • Final Value: 839,604
  • High Value: 953,124
  • Low Value: 726,084

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $230,500
  • First Open Lien Mortgage Lender: ELEVATIONS CU
  • First Open Lien Mortgage Recording Date: Apr 29, 2020
  • First Open Lien Mortgage Loan Amount: $230,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2035

    Market Valuation

  • Market Total Value: $805,400
  • Market Land Value: $165,000
  • Market Improvement Value: $640,400

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $53,962
  • Assessed Land Value: $11,055
  • Assessed Improvements Value: $42,907

    Sales

  • Current Sale Contract Date: Dec 11, 2008
  • Current Sale Recording Date: Dec 18, 2008
  • Current Sale Transaction ID: 1084737177
  • Current Sale Price: $370,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20080079904
  • Previous Sale Recording Date: Nov 05, 1997
  • Previous Sale Contract Date: Oct 30, 1997
  • Previous Sale Amount: $265,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BOULDER WEST FINANCIAL SERVICE
  • First Mortgage Transaction Date: Dec 18, 2008
  • First Mortgage Loan Amount: $296,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2039

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN WESTERN MTG
  • Previous Mortgage Transaction Date: Nov 05, 1997
  • Previous Mortgage Loan Amount: $206,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Nov 01, 2027

About Larimer



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Frequently Asked Questions

What neighborhood is 2889 Kyle Circle located in?
The 2889 Kyle Circle is a located in the neighborhood of Larimer in Larimer, Loveland.
What is the average sales price for listings in 2889 Kyle Circle?
The average sales price for units in 2889 Kyle Circle is $0 currently.

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