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287 North Cottage Street

287 North Cottage Street, Valley Stream, NY 11580
Property in Valley Stream
Sold Sep 11, 2020
$565,000
$546,143 by Homebridge Financial Services
Mortgage
Local assessors in Valley Stream, NY have categorized 287 North Cottage Street as a residential type of property. The home was built in 1951 and is 73 years old. The property's lot size has been calculated to be 6,510 square feet. The linear feet between the front and back of the lot was measured at 1,150 ft and the front of the lot was measured at 560 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 287 North Cottage Street has a total of 1,628 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a roof that is made of shingle (not wood). Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 287 North Cottage Street sold most recently in Aug 31, 2020 for a total of $565,000. If you work out the math, that's approximately a cost of $347.05 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,854 in taxes each year. 287 North Cottage Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $534. If we break it down further, the land itself was valued at $233. Improvements to the property, however, were assessed at a total of $301. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Private Parking
Detached Garage
Detached Garage: 2 Spaces
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1951
  • Effective Year Built: 1951
  • Total Rooms: 7
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C+
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Masonry
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 420
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,510
  • Lot Size Depth Feet: 1,150
  • Lot Size Frontage Feet: 560
  • Total Building Area: 1,628
  • Building Area: 1,628
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,628
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.149
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TOWN #1 SCH DIST 013

Ownership

  • Current Owner : HICKS TIFFANY
  • Previous Owner : JURGENS PAUL F
  • Previous Owner 2: JURGENS IRENE T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Valley Stream Central High School District
  • School Tax School District: 013
  • School Tax District Code 2: VS
  • Census Tract: 410600

Geography

  • District: 282035
  • Section: 37
  • Parcel: 37-B05-00-0035
  • Block: B05
  • Lot: 35
  • Municipality: VALLEY STREAM
  • Latitude: 40.6737
  • Longitude: -73.6903

    Address

  • Full Address: 287 N Cottage St
  • Address - House Number: 287
  • Street Direction: N
  • Address - Street Name: Cottage
  • Address - Suffix Type: St
  • State: NY
  • City Name: Valley Stream
  • Carrier Code: C012
  • 4-Digit Zip Code: 3445
  • Zip Code: 11580

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,854
  • Tax Rate Code Area: 450

    Appraisal Valuation

  • Standard Deviation: 0.1768
  • Valuation Date: Jun 28, 2023
  • Confidence Score: 77
  • Final Value: 703,561
  • High Value: 827,999
  • Low Value: 579,124

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $546,143
  • First Open Lien Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Sep 11, 2020
  • First Open Lien Mortgage Loan Amount: $546,143
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $534,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $534
  • Assessed Land Value: $233
  • Assessed Improvements Value: $301

    Sales

  • Current Sale Contract Date: Aug 31, 2020
  • Current Sale Recording Date: Sep 11, 2020
  • Current Sale Transaction ID: 11790419424
  • Current Sale Price: $565,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 2020-083840

    Last Sale Mortgage

  • First Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Mortgage Transaction Date: Sep 11, 2020
  • First Mortgage Loan Amount: $546,143
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

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Frequently Asked Questions

What neighborhood is 287 North Cottage Street located in?
The 287 North Cottage Street is a located in the neighborhood of Valley Stream in Valley Stream, Valley Stream.
What is the average sales price for listings in 287 North Cottage Street?
The average sales price for units in 287 North Cottage Street is $0 currently.

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