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2860 Rutland Circle

2860 Rutland Circle, Naperville, IL 60564
Townhouse in Wind Ridge
Sold Nov 02, 2021
$242,000
$189,000 by United Wholesale Mortgage
Mortgage Due Aug 01, 2051
Sold Jun 16, 2004
$178,500
$125,000 by Wells Fargo Home Mortgage Inc
Mortgage Due May 01, 2034
Local assessors in Naperville, IL have categorized 2860 Rutland Circle as a residential type of property. The home was built in 2004 and is 20 years old. The property's lot size has been calculated to be 8,595 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a condo style. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2860 Rutland Circle has a total of 1,270 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 380 sqft. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2860 Rutland Circle sold most recently in Jul 1, 2021 for a total of $242,000. If you work out the math, that's approximately a cost of $190.55 per sqft. Before that, the property was also sold for $178,500 in Apr 1, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,946 in taxes each year. 2860 Rutland Circle was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $68,259. If we break it down further, the land itself was valued at $21,311. Improvements to the property, however, were assessed at a total of $46,948. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Style: Condo
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 380
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,595
  • Total Building Area: 1,270
  • Building Area: 1,270
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,270
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WINDRIDGE UNITS 1-5
  • Land Acres: 0.197
  • Standard Land Use Code: Condominium unit (residential)
  • Legal Description 1: UNIT 40-2860-B IN WINDRIDGE OF NAPERVILLE CONDOS OF LOT 40 IN WINDRIDGE UNIT 5, BEING A SUB OF PRT OF THE NW1/4 OF SEC 3, T37

Ownership

  • Current Owner : MARCHUK ANDRIY
  • Current Owner 2: ZAGORULKO MARYNA
  • Previous Owner : FANG CHUN CHENG
  • Previous Owner 2: FANG LIANGYEN
  • Owner Before Previous Owner: FIRST MIDWEST BANK
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Indian Prairie Community Unit School District 204
  • Census Tract: 880307

Geography

  • Parcel: 07-01-03-115-024-1003
  • Lot: 40
  • Meridian: SEC 03 TWN 37N RNG 09E
  • Municipality: WHEATLAND
  • Latitude: 41.7235
  • Longitude: -88.2039

    Address

  • Full Address: 2860 Rutland Cir
  • Legal Unit: 5
  • Address - House Number: 2860
  • Address - Street Name: Rutland
  • Address - Suffix Type: Cir
  • State: IL
  • City Name: Naperville
  • Carrier Code: R051
  • 4-Digit Zip Code: 5021
  • Zip Code: 60564

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,946
  • Tax Rate Code Area: 0711

    Appraisal Valuation

  • Standard Deviation: 0.1419
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 83
  • Final Value: 285,513
  • High Value: 326,047
  • Low Value: 244,979

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $189,000
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 02, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $189,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $204,777
  • Market Land Value: $63,933
  • Market Improvement Value: $140,844

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $68,259
  • Assessed Land Value: $21,311
  • Assessed Improvements Value: $46,948

    Sales

  • Current Sale Contract Date: Jul 01, 2021
  • Current Sale Recording Date: Nov 02, 2021
  • Current Sale Transaction ID: 11862621510
  • Current Sale Price: $242,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2021120161
  • Previous Sale Recording Date: Jun 16, 2004
  • Previous Sale Contract Date: Apr 01, 2004
  • Previous Sale Amount: $178,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Nov 02, 2021
  • First Mortgage Loan Amount: $189,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO HOME MORTGAGE INC
  • Previous Mortgage Transaction Date: Jun 16, 2004
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $125,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: May 01, 2034

About Wind Ridge



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Frequently Asked Questions

What neighborhood is 2860 Rutland Circle located in?
The 2860 Rutland Circle is a townhouse located in the neighborhood of Wind Ridge in Wind Ridge, Naperville.
What is the average sales price for listings in 2860 Rutland Circle?
The average sales price for units in 2860 Rutland Circle is $229,000 , or $180/sqft. currently.

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